400 Baylor Rd, Ada, OK 74820 Property Records

Pontotoc County property record for 400 Baylor Rd, Ada, OK 74820

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 3,136 sqft · built 2016
Lot Size20 acres (872,942 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Aug 2024)
Tax Bill$4,312 (2025)
Deeds & MortgagesOct 2015 Construction Loan
Aug 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN29944

Property Details

APN / Parcel Number

Primary APN29944
Alternative APN
  • 0000-03-004-006-0-078-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area3,136 sqft Living Area
1st Floor Area3,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area872,942 sqft (20 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area714 sqft
Patio Area350 sqft
Utility Building1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number29944
Street Address400 BAYLOR RD
CityADA
StateOK
Zip74820-2281
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionN2 SE NW DESC 2823/65 FROM FC5 SEC. 3-4-6 FRANCIS TWP
Legal Range06E
Legal Township04N
Legal Section03
JurisdictionPONTOTOC OK
Township / Civil DivisionNORTHEAST PONTOTOC
Census Block Group3
Census Block3027
Census Tract88600

Owner

400 Baylor Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2025.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address400 BAYLOR RD, ADA, OK 74820-2281
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2015Deed of Trust, Mortgage · Construction Mortgage
FIRST UNITED BANK & TRUST CO
Aug 1, 2024Warranty Deed, Transfer
Oct 24, 2016Intrafamily Transfer, Transfer · Conventional Mortgage
OKLAHOMA EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2024 · Amount on File
Deed SaleAug 1, 2024 · Amount on File
Prior SaleJan 24, 2014 · Amount on File
Deed Document Number20244085
Deed Book / Page3812 / 270
Last Transfer DateSep 24, 2025
Transfer Doc0000005673
Record UpdatedOct 29, 2026

October 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address400 BAYLOR RD, ADA, OK 74820-2281
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002976/066
DateOct 27, 2015
Book Page2976/066
Instrument2015-005890
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressADA, OK 74821
Agreement
TypeConstruction Mortgage
AmountAmount on Record

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateAug 1, 2024
Property Address400 BAYLOR RD, ADA, OK 74820-2281
Document Number003812/270
Book / Page3812 / 270
Instrument DateAug 1, 2024
InstrumentI-2024-004085
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount on Record
Tax$855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 BAYLOR RD, ADA, OK 74820-2281

October 2016: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPONTOTOC OK
Recording DateOct 24, 2016
Property Address400 BAYLOR RD, ADA, OK 74820-2281
Document Number003069/280
Book / Page3069 / 280
Instrument DateOct 17, 2016
Instrument2016-005704
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyAMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GROUP L

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address400 BAYLOR RD, ADA, OK 74820-2281
InvestorPossibly a Property Investor

Mortgage

Document Number2016005705
DateOct 24, 2016
Instrument2016-005705
Lender
NameOKLAHOMA EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 400 Baylor Rd was $4,312 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityByng Town
CountyPontotoc County
Unified School DistrictByng Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,797 (+0.05%) Land $3,750 Building $44,047$398,315 (+0.05%) Land $31,250 Building $367,065
2025$4,312.00 (+0.23%)$47,773 (+47.35%) Land $4,350 Building $43,423$398,111 (+1.54%) Land $36,250 Building $361,861
2024$4,302.00 (+81.06%) Homeowner's exemption$32,421 (+3%) Land $1,654 Building $30,767$392,074 (+49.47%) Land $13,786 Building $378,288
2023$2,376.00 Homeowner's exemption$31,477 Land $1,654 Building $29,823$262,307 Land $13,786 Building $248,521

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Baylor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Baylor Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 66% of Oklahoma
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
BLS Broadband
Fixed Wireless
500 / 500
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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