400 Ave C, Key West, FL 33040 Property Records

Monroe County property record for 400 Ave C, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 2019
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Apr 2023)
Tax Bill	$5,417 (2024)
Deeds & Mortgages	Apr 2023 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00152410-000100`

Property Details

APN / Parcel Number

Primary APN	`00152410-000100`
Alternative APN	`9093866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	349 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	9093866
Street Address	400 AVENUE C
City	KEY WEST
State	FL
Zip	33040-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 11 LOT 7 JOHNSONVILLE SUB PB1-53 BIG COPPITT OR286-183 OR977-1311 OR1157-1138 OR1329-1266 OR2821-871 OR3125-0493
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	JOHNSONVILLE SUBD
Legal Block	11
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3029
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	624 S WASHINGTON ST, HAVRE DE GRACE, MD 21078-3524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 13, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	2415984
Deed Book / Page	3223 / 32
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2023
Property Address	400 AVENUE C, KEY WEST, FL 33040-5532
Document Number	0032230032
Book / Page	3223 / 32
Map Reference	MB 1 PG 53
Instrument Date	Apr 27, 2023
Instrument	2415984
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,753.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 AVENUE C, KEY WEST, FL 33040-5532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 AVENUE C, KEY WEST, FL 33040-5532

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 13, 2021
Property Address	400 AVENUE C, KEY WEST, FL 33040-5532
Document Number	0031250493
Book / Page	3125 / 493
Map Reference	MB 1 PG 53
Instrument Date	Sep 9, 2021
Instrument	2339284
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,053.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 AVENUE E, 321, KEY WEST, FL 33040-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 AVENUE C, KEY WEST, FL 33040-5532

Mortgage

Document Number	3125495
Date	Sep 13, 2021
Instrument	3125/495

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE FL
Recording Date	Jun 15, 2018
Property Address	400 AVENUE C, KEY WEST, FL 33040-5532
Document Number	0029112318
Book / Page	002911 / 002318
Instrument Date	Jun 13, 2018
Instrument	2173680
Transaction Type	Construction Loan
Record Updated	Jul 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 AVENUE E KEY WEST FL 330405516, KEY WEST, FL 33040-5516

Mortgage

Document Number	29112318
Date	Jun 15, 2018
Book Page	002911/002318
Instrument	2173680

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$596,671 (+10.39%) Land $325,000 Building $271,671	$596,671 (+9.53%) Land $325,000 Building $271,671
2024	$5,417.00 (+9.41%)
2023	$4,951.00 (+2.72%) Homeowner's exemption	$540,496 (+3%)	$544,756 (+3.81%) Land $297,500 Building $247,256
2022	$4,820.00 Homeowner's exemption	$524,754 Land $275,000 Building $249,754	$524,754 Land $275,000 Building $249,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 units insured incl. 39 condo units
Nearby Flood Claims	287 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 49 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Oct 1998 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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