400 Ash St, Sutherland, IA 51058 Property Records

O'Brien County property record for 400 Ash St, Sutherland, IA 51058

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,164 sqft · built 1965
Lot Size0.158 acres (6,900 sqft)
Owner2 Individual Names on File
Tax Bill$882 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0000525200

Property Details

APN / Parcel Number

Primary APN0000525200

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,164 sqft Living Area
1st Floor Area1,164 sqft
Basement Area1,164 sqft
Finished Basement1,020 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions100 ft deep x 69 ft wide
Garage TypeAttached
Garage Area576 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address400 ASH ST
CitySUTHERLAND
StateIA
Zip51058-7660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBONATHS ADDITION W 69 OF N 100 OF LOT 14 BLK 2
Legal SubdivisionBONATH'S ADD
Legal Block2
Legal Lot Number14
JurisdictionO'BRIEN IA
Township / Civil DivisionWATERMAN
Census Block Group2
Census Block2035
Census Tract490400

Owner

400 Ash St is owned and occupied by two individuals.

Source: O'Brien County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address400 ASH ST, SUTHERLAND, IA 51058-7660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionO'BRIEN IA
Property Address400 ASH ST, SUTHERLAND, IA 51058-7660
Transaction TypeMortgage
Record UpdatedMay 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800910
DateApr 23, 2018
Instrument2018-00910
Lender
NameGARY LEE JONES
TypePrivate Party
Address3956 E EL SENDERO RD, CAVE CREEK, AZ 85331
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 400 Ash St was $882 with a homeowner's exemption, up 20.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateIowa
CountyO'Brien County
MunicipalitySutherland City
Unified School DistrictSouth O'Brien Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$882.00 (+20.49%) Homeowner's exemption$90,160 Land $6,070 Building $84,090$90,160 Land $6,070 Building $84,090
2024$732.00
2023$71,880 (+46.31%) Land $4,860 Building $67,020$71,880 Land $4,860 Building $67,020
2022$644.00 Homeowner's exemption$49,130 Land $3,040 Building $46,090
2021$49,130 Land $3,040 Building $46,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Ash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Ash St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUTHERLAND WATER SUPPLY
serves 629 people · EPA ID IA7177007
Water SourcePurchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westel Systems
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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