Effingham County property record for 400 Ardmore Oaky Rd, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1987 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02630-044-000 |
| Primary APN | 02630-044-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Utility Area | 48 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Slab |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1050 |
|---|---|
| Street Address | 400 ARDMORE OAKY RD |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | .389 AC |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30100 |
400 Ardmore Oaky Rd is owned and occupied by an individual.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 ARDMORE OAKY RD, SPRINGFIELD, GA 31329-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 10, 2026 |
| Property Address | 400 ARDMORE OAKY RD, SPRINGFIELD, GA 31329-3246 |
| Document Number | 0000000069 |
| Book / Page | 3062 / 32 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202669 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 400 ARDMORE OAKY RD, SPRINGFIELD, GA 31329-3246 |
| Document Number | 0000000069, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 3062/32 |
| Instrument | 202669 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Aug 1, 2038 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 400 Ardmore Oaky Rd was $1,279 with a homeowner's exemption, up 10.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,187 (+7.42%) Land $9,338 Building $37,849 | $117,969 (+7.42%) Land $23,346 Building $94,623 | |
| 2025 | $1,279.00 (+10.74%) Homeowner's exemption | $43,929 (+17.19%) Land $6,080 Building $37,849 | $109,822 (+17.19%) Land $15,199 Building $94,623 |
| 2024 | $1,155.00 (+92.5%) Homeowner's exemption | $37,485 (+31.8%) Land $6,080 Building $31,405 | $93,711 (+31.8%) Land $15,199 Building $78,512 |
| 2023 | $600.00 (-41.97%) Homeowner's exemption | $28,441 (+8.71%) Land $6,080 Building $22,362 | $71,103 (+8.72%) Land $15,199 Building $55,904 |
| 2022 | $1,034.00 Homeowner's exemption | $26,162 Land $3,800 Building $22,362 | $65,403 Land $9,499 Building $55,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Ardmore Oaky Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Ardmore Oaky Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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