400 Arbor Lake Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 400 Arbor Lake Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,721 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$5,441 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S-63-0884`

Property Details

APN / Parcel Number

Primary APN	`25S-63-0884`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,721 sqft Living Area
Gross Area	3,337 sqft
1st Floor Area	1,240 sqft
Basement Area	175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	117 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Deck Area	319 sqft
Patio Area	42 sqft
Balcony Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 ARBOR LAKE CT
City	BALLWIN
State	MO
Zip	63021-7362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ARBOR OAKS PLAT ONE 25S630037 12 8 89 LOT 155
Legal Subdivision	ARBOR OAKS PLAT ONE
Legal Lot Number	155
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3001
Census Tract	217923

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Loan Assumption CARROLLTON BANK
Aug 1, 2023	Intrafamily Transfer, Transfer
Jul 31, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023
Deed Sale	Aug 1, 2023
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	202381452
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	0000000452
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362

Mortgage

Document Number	2023083100138
Date	Aug 31, 2023
Instrument	2023083100138

Lender

Name	CARROLLTON BANK
Type	Bank
Address	CARROLLTON, IL 62016

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	235 Months
Due	Mar 1, 2043

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Aug 1, 2023
Property Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362
Document Number	2023080100452
Map Reference	MB 292 PG 61
Instrument Date	Jul 26, 2023
Instrument	2023080100452
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	885 SUGAR HILL DR, MANCHESTER, MO 63021-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362
Investor	Possibly a Property Investor

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 31, 2023
Property Address	400 ARBOR LAKE CT, BALLWIN, MO 63021-7362
Document Number	2023073100452
Instrument Date	May 25, 2023
Instrument	2023073100452
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 RANCH HAND LN, ALEDO, TX 76008-4191

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,770 (-) Land $39,120 Building $49,650	$467,200 (-) Land $205,900 Building $261,300
2025	$5,441.00 (-7.09%)	$88,770 (-1.98%) Land $39,120 Building $49,650	$467,200 (-1.97%) Land $205,900 Building $261,300
2024	$5,856.00 (+1.42%)
2023	$5,774.00 (+13.91%)	$90,560 (+24.69%) Land $27,380 Building $63,180	$476,600 (+24.67%) Land $144,100 Building $332,500
2022	$5,069.00	$72,630 Land $22,910 Building $49,720
2021			$382,300 Land $120,600 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

400 Arbor Lake Ct, Ballwin, MO 63021 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Arbor Lake Ct

Nearby Streets

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