400 5th Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 400 5th Ave, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,620 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$300,100 (Jan 2021)
Tax Bill	$3,111 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-07-FY-22-13`

Property Details

APN / Parcel Number

Primary APN	`28-38-07-FY-22-13`
Alternative APNs	`28-38-07-FY-00022.0-0013.00` `2847496`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
Gross Area	3,631 sqft
1st Floor Area	1,837 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	100 ft deep x 96.3 ft wide
Garage Type	Attached
Garage Area	475 sqft
Porch	Finished/Open Porch
Porch Area	536 sqft
Deck Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847496
Street Address	400 5TH AVE
City	MELBOURNE BEACH
State	FL
Zip	32951-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3RS
Legal Description	WILCOX MELBOURNE BEACH SOUTH 100 FT OF LOTS 13 & 14 BLK 22
Legal Range	38E
Legal Township	28S
Legal Section	07
Legal Subdivision	WILCOX MELBOURNE BEACH
Legal Block	22
Legal Lot Number	13
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1025
Census Tract	66101

Owner

400 5th Ave is owned and occupied by an individual who bought it in January 2021.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	400 5TH AVE, MELBOURNE BEACH, FL 32951-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Deed Document Number	20217986
Deed Book / Page	8979 / 1056
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0089791056
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 13, 2021
Property Address	400 5TH AVE, MELBOURNE BEACH, FL 32951-2604
Document Number	0089791056
Book / Page	8979 / 1056
Map Reference	MB 1 PG 58
Instrument Date	Dec 7, 2020
Instrument	2021007986
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	UNISOURCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.70
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 5TH AVE, MELBOURNE BEACH, FL 32951-2604

Mortgage

Document Number	89791058
Date	Jan 13, 2021
Instrument	8979/1058

Lender

Name	LADERA LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 400 5th Ave was $3,111 with a homeowner's exemption, up 3.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,820 (+2.7%)	$680,830 (+1.17%)
2025	$3,111.00 (+3.08%) Homeowner's exemption	$239,360	$672,940
2024	$3,018.00 (+2.65%)
2023	$2,940.00 (+2.51%) Homeowner's exemption	$225,850 (+3%)	$714,540 (+10.28%) Land $363,800 Building $350,740
2022	$2,868.00 Homeowner's exemption	$219,280	$647,910 Land $363,800 Building $284,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 5th Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20