McLean County property record for 400 3rd St, Underwood, ND 58576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,500 sqft · built 1976 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Mar 2025) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80 0001 00029 000 |
| Primary APN | 80 0001 00029 000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,325 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 400 3RD ST |
|---|---|
| City | UNDERWOOD |
| State | ND |
| Zip | 58576-4018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2 BLK 4 |
| Legal Subdivision | ORIGINAL TOWNSITE |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MCLEAN ND |
| Township / Civil Division | UNDERWOOD |
| Census Block Group | 4 |
| Census Block | 4259 |
| Census Tract | 960800 |
400 3rd St is owned by two individuals who bought it in March 2025.
Source: McLean County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 3RD AVE SW, SURREY, ND 58785-7159 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on File |
| Deed Sale | Mar 5, 2025 · Amount on File |
| Prior Sale | Jul 5, 2006 · Amount on File |
| Deed Document Number | 20253414066 |
| Prior Transfer Date | May 18, 2009 |
| Prior Transfer Doc | 0003365056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN ND |
| Property Address | 400 3RD ST, UNDERWOOD, ND 58576-4018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3404931 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 3404931 |
| Name | AMERICAN BANK CENTER |
|---|---|
| Type | Bank |
| Address | DICKINSON, ND 58601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2031 |
The 2025 property tax bill for 400 3rd St was $1,223.
Source: McLean County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McLean County |
| Municipality | Underwood City |
| Unified School District | Underwood Public School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,300 (+11.8%) Land $3,300 Building $108,000 | $222,600 (+11.8%) Land $6,600 Building $216,000 | |
| 2025 | $1,223.00 | $99,550 Land $3,300 Building $96,250 | $199,100 Land $6,600 Building $192,500 |
| 2023 | $2,431.00 | $90,600 Land $3,300 Building $87,300 | $181,200 Land $6,600 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UNDERWOOD serves 778 people · EPA ID ND2800953 |
|---|---|
| Water Source | Purchased surface water from CITY OF RIVERDALE |
| Last State Inspection | May 2023 |
| Also Mapped Here | MCLEAN-SHERIDAN WATER DISTRICT-SYSTEM 1 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| West River Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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