400 3rd St S, Montrose, MN 55363 Property Records

Wright County property record for 400 3rd St S, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,237 sqft · built 1997
Lot Size	0.389 acres (16,984 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Sep 2005)
Tax Bill	$4,376 (2026)
Deeds & Mortgages	Mar 2024 Transfer Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-015-001260`

Property Details

APN / Parcel Number

Primary APN	`112-015-001260`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,237 sqft Living Area
1st Floor Area	1,237 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,984 sqft (0.389 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	192 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	400 3RD ST S
City	MONTROSE
State	MN
Zip	55363-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-119 RANGE-026 MONTROSE MEADOWS LOT-026 BLOCK-001
Legal Range	026
Legal Township	119
Legal Section	35
Legal Subdivision	MONTROSE MEADOWS
Legal Block	1
Legal Lot Number	26
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1056
Census Tract	101101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 3RD ST S, MONTROSE, MN 55363-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer
Sep 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 5, 2018	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2005 · Amount on Record
Deed Sale	Sep 20, 2005 · Amount on Record
Prior Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	200597644
Last Transfer Date	Oct 23, 2018
Transfer Doc	0001383458
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Mar 7, 2024
Property Address	400 3RD ST S, MONTROSE, MN 55363-8575
Document Number	00A1548576
Instrument Date	Mar 7, 2024
Instrument	A1548576
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 3RD ST S, MONTROSE, MN 55363-8575

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	400 3RD ST S, MONTROSE, MN 55363-8575
Document Number	0001406037
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 3RD ST S MONTROSE MN 553638575, MONTROSE, MN 55363-8575

Mortgage

Document Number	0001406037
Date	Sep 19, 2019
Instrument	1406037

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 18, 2046

November 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WRIGHT MN
Recording Date	Nov 5, 2018
Property Address	400 3RD ST S, MONTROSE, MN 55363-8575
Document Number	0001383458
Instrument Date	Oct 23, 2018
Instrument	1383458
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 3RD ST S, MONTROSE, MN 55363-8575

Mortgage

Document Number	0001383459
Date	Nov 5, 2018
Instrument	1383459

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,376.00 (+12.03%)	$335,500 (+1.85%) Land $48,000 Building $287,500	$335,500 (+1.85%) Land $48,000 Building $287,500
2025		$329,400 (-5.29%) Land $48,000 Building $281,400	$329,400 (-5.29%) Land $48,000 Building $281,400
2023	$3,906.00 (+9.72%)	$347,800 Land $77,000 Building $270,800	$347,800 Land $77,000 Building $270,800
2022	$3,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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