Renville County property record for 400 2nd St W, Hector, MN 55342
| Property Type | Single Family Home |
|---|---|
| Details | 810 sqft · built 1919 |
| Lot Size | 0.258 acres (11,248 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,024 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-01190-00 |
| Primary APN | 33-01190-00 |
|---|
| Building Area | 810 sqft Living Area |
|---|
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Lot Area | 11,248 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Street Address | 400 2ND ST W |
|---|---|
| City | HECTOR |
| State | MN |
| Zip | 55342-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOT 1 & N2 OF LOT 4 BLK 16 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 16 |
| Legal Lot Number | 1,4 |
| Jurisdiction | RENVILLE MN |
| Township / Civil Division | HECTOR |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 790100 |
400 2nd St W, a single family home, is owned by an individual.
Source: Renville County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 82, HECTOR, MN 55342-0082 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORTRUST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENVILLE MN |
| Property Address | 400 2ND ST W, HECTOR, MN 55342 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 82, HECTOR, MN 55342-0082 |
| Document Number | 000A404503 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | A404503 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | GLENCOE, MN 55336 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 24, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENVILLE MN |
| Property Address | 400 2ND ST W, HECTOR, MN 55342 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A395172 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | A395172 |
| Name | CORTRUST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
The 2026 property tax bill for 400 2nd St W was $3,024.
Source: Renville County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Renville County |
| Municipality | Hector City |
| Unified School District | Buffalo Lake-Hector-Stewart Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,024.00 | $173,400 (+6.38%) Land $7,500 Building $165,900 | $173,400 (+6.38%) Land $7,500 Building $165,900 |
| 2025 | $163,000 Land $7,500 Building $155,500 | $163,000 Land $7,500 Building $155,500 | |
| 2023 | $2,344.00 | $130,300 Land $7,500 Building $122,800 | $130,300 Land $7,500 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 2nd St W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 400 2nd St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hector serves 1,127 people · EPA ID MN1650009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 50 ppb (2026) action level 15 ppb |
| Copper | 1.46 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Nuvera Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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