Wright County property record for 400 1st St NE, Buffalo, MN 55313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,824 sqft · built 1913 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Oct 2019) |
| Tax Bill | $2,654 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-056-005050 |
| Primary APN | 103-056-005050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 400 1ST ST NE |
|---|---|
| City | BUFFALO |
| State | MN |
| Zip | 55313-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-120 RANGE-025 TAYLORS 3RD ADDN LOT-005 BLOCK-005 ALSO LT4 EX E45FT ALSO LT4 EX E45FT |
| Legal Range | 025 |
| Legal Township | 120 |
| Legal Section | 30 |
| Legal Subdivision | TAYLORS 3RD ADDN |
| Legal Block | 5 |
| Legal Lot Number | 5,4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 100701 |
Source: Wright County records · APN 103-056-005050
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 1ST ST NE, BUFFALO, MN 55313-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Oct 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Mar 18, 2021 | Intrafamily Transfer, Transfer PARTNERS TITLE-EAGAN, PARTNERS TTL REWARE BELL BAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on Record |
| Deed Sale | Oct 21, 2019 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Document Number | 20191408750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 400 1ST ST NE, BUFFALO, MN 55313-1505 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PARTNERS TTL RESWARE BELL |
| Name | Verified Name |
|---|
| Document Number | 0001491881 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 1491881 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 21, 2019 |
| Property Address | 400 1ST ST NE, BUFFALO, MN 55313-1505 |
| Document Number | 0001408750 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 1408750 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | PARTNERS TITLE RESWARE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 IST STREET NE, BUFFALO, MN 55313 |
| Document Number | 0001408751 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 1408751 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 18, 2021 |
| Property Address | 400 1ST ST NE, BUFFALO, MN 55313-1505 |
| Document Number | 0001463000 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 1463000 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | PARTNERS TITLE-EAGAN, PARTNERS TTL REWARE BELL BAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 400 1ST ST NE, BUFFALO, MN 55313-1505 |
Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Buffalo City |
| County | Wright County |
| Unified School District | Buffalo-Hanover-Montrose Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,654.00 (+4.08%) | $254,200 (+8.31%) Land $84,500 Building $169,700 | $254,200 (+8.31%) Land $84,500 Building $169,700 |
| 2025 | $234,700 (+1.51%) Land $71,300 Building $163,400 | $234,700 (+1.51%) Land $71,300 Building $163,400 | |
| 2023 | $2,550.00 (+2.08%) | $231,200 Land $70,000 Building $161,200 | $231,200 Land $70,000 Building $161,200 |
| 2022 | $2,498.00 |
Source: FEMA National Flood Hazard Layer, Wright County (27171C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711007012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1984–1989) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1989 · other causes |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: City of Buffalo, Minnesota, Verizon, Xtratyme Technologies.
Based on FCC filings for 365 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1860005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Buffalo serves 16,711 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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