400 1st St, Clay, KY 42404 Property Records

Webster County property record for 400 1st St, Clay, KY 42404

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 628 sqft
OwnerIndividual Name on File
Last Sale$8,000 (Oct 2014)
Tax Bill$114 (2025)
Flood ZoneZone A (high risk)
APN0C2-007-004

Property Details

APN / Parcel Number

Primary APN0C2-007-004
Alternative APNs
  • 15350
  • 10803
  • 10822

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area628 sqft Finished Area
Family RoomFamily Room

Exterior

Exterior MaterialStucco
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeCarport
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area48 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating FuelGas

Location & Zoning

Account Number10822
Street Address400 1ST ST
CityCLAY
StateKY
Zip42404-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT
JurisdictionWEBSTER KY
Township / Civil DivisionCLAY
Census Block Group2
Census Block2111
Census Tract960300

Owner

400 1st St is owned by an individual who bought it in October 2014.

Source: Webster County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7007 STATE ROUTE 132 W, CLAY, KY 42404-9211
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2014 · Amount on File
Deed SaleOct 14, 2014 · Amount on File
Deed Document Number239594
Deed Book / PageDEED 290 / 533
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 400 1st St was $114.

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityClay City
CountyWebster County
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$114.00$10,200$10,200
2023$107.00$9,500$9,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimApr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WATER WORKS
serves 1,287 people · EPA ID KY1170073
Water SourcePurchased surface water from WEBSTER CO WATER DISTRICT
Last State InspectionJun 2023
Lead12 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2020
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on 1st St

Nearby Streets

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