40 Zygment St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 40 Zygment St, Rochester, NY 14621

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 935 sqft · built 1900
Lot Size0.11 acres (4,800 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (May 2023)
Tax Bill$1,041 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN081510-00.0

Property Details

APN / Parcel Number

Primary APN081510-00.0
Alternative APNs
  • 140009157000010290000000
  • 261400 091.57-1-29

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area935 sqft Living Area
1st Floor Area637 sqft
Upper Floors Area298 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number081510-00.0
Street Address40 ZYGMENT ST
CityROCHESTER
StateNY
Zip14621-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0047.02 205 22 00000 61 GREZESCZAK & SMITKA SUB
Legal SubdivisionCRZEZCAK AND SMITKA TRACT
Legal Block1
Legal Lot Number29.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2006
Census Tract4702

Owner

40 Zygment St is owned and occupied by two individuals who bought it in May 2023.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address40 ZYGMENT ST, ROCHESTER, NY 14621-2420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2023 · Amount on File
Deed SaleMay 17, 2023 · Amount on File
Prior SaleJan 12, 2005 · Amount on File
Deed Document Number2023555
Deed Book / Page12815 / 358
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMay 17, 2023
Property Address40 ZYGMENT ST, ROCHESTER, NY 14621-2420
Document Number0000000555
Book / Page12815 / 358
Map ReferenceLB 25 PG 10
Instrument DateMay 12, 2023
Instrument202305170555
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyWEBTITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 ZYGMENT ST, ROCHESTER, NY 14621-2420

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 ZYGMENT ST, ROCHESTER, NY 14621-2420

Mortgage

Document Number0000000556
DateMay 17, 2023
Book Page30296/404
Instrument202305170556
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 40 Zygment St was $1,041, down 3% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,041.00 (-2.98%)
2025$1,073.00$120,000 Land $10,100 Building $109,900$120,000 Land $10,100 Building $109,900
2023$61,500 Land $4,000 Building $57,500$74,096 Land $4,819 Building $69,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Zygment St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Zygment St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Zygment St

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