40 Yale Pl, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 40 Yale Pl, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details2,336 sqft · built 1969
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Jul 1996)
Tax Bill$19,326 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-02004-0000-00011

Property Details

APN / Parcel Number

Primary APN07-02004-0000-00011
Alternative APNs
  • 0700299000000012
  • 070200400011

Interior

Stories1 Story
Building Area2,336 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions145 ft deep x 106 ft wide

Location & Zoning

Old Parcel Number0700299000000012
Street Address40 YALE PL
CityCLOSTER
StateNJ
Zip07624-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.38 AC
Legal SubdivisionMAP/HIGH VLY HOMES INC
Legal Block2004
Legal Lot Number11
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group1
Census Block1001
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address40 YALE PL, CLOSTER, NJ 07624-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS BANK
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 1996 · Amount on Record
Deed SaleJul 3, 1996 · Amount on Record
Deed Book / Page7890 / 767
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 YALE PL, CLOSTER, NJ 07624-1524
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 YALE PL PI, PI, CLOSTER, NJ 07624-1524

Mortgage

Document Number0049911620
DateMay 11, 2023
Book Page4991/1620
Instrument2023031756
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 7, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 YALE PL, CLOSTER, NJ 07624-1524
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044131772
DateOct 13, 2021
Book Page4413/1772
Instrument2021156663
Lender
NameINVESTORS BANK
TypeBank
AddressMILLBURN, NJ 07041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term316 Months
DueFeb 14, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address40 YALE PL, CLOSTER, NJ 07624-1524
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035951103
DateMay 12, 2020
Book Page3595/1103
Instrument20-047708
Lender
NameINVESTORS BANK
TypeBank
AddressMILLBURN, NJ 07041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,019,100 (+9.26%) Land $653,400 Building $365,700$1,019,100 (+9.26%) Land $653,400 Building $365,700
2025$19,326.00 (+1.61%)$932,700 (+7.1%) Land $618,400 Building $314,300$932,700 (+7.1%) Land $618,400 Building $314,300
2024$19,020.00 (+9.5%)
2023$870,900 Land $576,800 Building $294,100$870,900 Land $576,800 Building $294,100
2022$17,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimMay 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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