Cecil County property record for 40 Wright Ave, Elk Mills, MD 21920
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,040 sqft · built 1930 |
| Lot Size | 0.201 acres (8,755 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Dec 2021) |
| Tax Bill | $2,277 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-007952 |
| Primary APN | 03-007952 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,040 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,755 sqft (0.201 acres) |
| Porch | Slab |
| Porch Area | 332 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007952 |
|---|---|
| Street Address | 40 WRIGHT AVE |
| City | ELK MILLS |
| State | MD |
| Zip | 21920-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Description | LOT 11 - .201 ACRE 40 WRIGHT AVENUE ELK MILLS |
| Legal Subdivision | LANDS OF WILSON T. WRIGHT |
| Legal Lot Number | 11 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30501 |
40 Wright Ave is owned and occupied by an individual who bought it in December 2021.
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 WRIGHT AVE, ELK MILLS, MD 21920-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2020 | Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2021 · Amount on File |
| Deed Sale | Dec 9, 2021 · Amount on File |
| Prior Sale | May 11, 2020 · Amount on File |
| Deed Book / Page | 5056 / 46 |
| Transfer Doc | 0014500071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Dec 9, 2021 |
| Property Address | 40 WRIGHT AVE, ELK MILLS, MD 21920-2210 |
| Document Number | 0050560046 |
| Book / Page | 5056 / 46 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000505652 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 5056/52 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 11, 2020 |
| Property Address | 40 WRIGHT AVE, ELK MILLS, MD 21920-2210 |
| Document Number | 0045950402 |
| Book / Page | 4595 / 402 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 40 WRIGHT AVE, ELK MILLS, MD 21920-2210 |
| Document Number | 0004595407 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 4595/407 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 40 Wright Ave was $2,277, up 4.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,277.00 (+4.64%) | $204,533 (+5.76%) | $226,800 (+17.27%) Land $34,100 Building $192,700 |
| 2025 | $2,176.00 | $193,400 Land $34,100 Building $159,300 | $193,400 Land $34,100 Building $159,300 |
| 2023 | $1,100.00 | $157,600 | $193,400 Land $34,100 Building $159,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Wright Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Wright Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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