Franklin County property record for 40 Wray St, Rocky Mount, VA 24151
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,131 sqft · built 1956 |
| Lot Size | 0.162 acres (7,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jun 2017) |
| Tax Bill | $741 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 204 00-559 00 |
| Primary APN | 204 00-559 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Gross Area | 1,591 sqft |
| 1st Floor Area | 1,131 sqft |
| Basement Area | 1,131 sqft |
| Finished Basement | 283 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,055 sqft (0.162 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 33045 |
|---|---|
| Street Address | 40 WRAY ST |
| City | ROCKY MOUNT |
| State | VA |
| Zip | 24151-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SIMPSON-DUDLEY SOUTH PART OF LOTS 93-96 |
| Legal Subdivision | SIMPSON-DUDLEY |
| Legal Lot Number | 93-96 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | ROCKY MOUNT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20801 |
40 Wray St is owned and occupied by an individual who bought it in June 2017.
Source: Franklin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 WRAY ST, ROCKY MOUNT, VA 24151-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Loan Assumption BOBBY M CUNDIFF ETUX |
| Jun 13, 2017 | Grant Deed, Transfer BOBBY M & BRENDA F CUNDIFF |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on File |
| Deed Sale | Jun 13, 2017 · Amount on File |
| Prior Sale | Jun 13, 2017 · Amount on File |
| Deed Document Number | 20173650 |
| Deed Book / Page | 1094 / 404 |
| Prior Transfer Date | Aug 19, 2014 |
| Prior Transfer Doc | 00105101955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 40 WRAY ST, ROCKY MOUNT, VA 24151-1142 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011630212 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 1163/212 |
| Instrument | 210004739 |
| Name | BOBBY M CUNDIFF ETUX |
|---|---|
| Type | Private Party |
| Address | 40 WRAY ST, ROCKY MOUNT, VA 24151 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 13, 2017 |
| Property Address | 40 WRAY ST, ROCKY MOUNT, VA 24151-1142 |
| Document Number | 0010940401 |
| Book / Page | 001094 / 000401 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 3649 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 WRAY ST ROCKY MOUNT VA 241511142, ROCKY MOUNT, VA 24151-1142 |
| Document Number | 10940404 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 001094/000404 |
| Instrument | 3650 |
| Name | BOBBY M & BRENDA F CUNDIFF |
|---|---|
| Address | 65 MOUNTAIN VIEW DR, ROCKY MOUNT, VA 24151-6363 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 12, 2037 |
The 2025 property tax bill for 40 Wray St was $741.
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Municipality | Rocky Mount Town |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $741.00 | $172,500 Land $33,000 Building $139,500 | $172,500 Land $33,000 Building $139,500 |
| 2023 | $662.00 | $108,600 (-) Land $30,000 Building $78,600 | $108,600 (-) Land $30,000 Building $78,600 |
| 2022 | $108,600 Land $30,000 Building $78,600 | $108,600 Land $30,000 Building $78,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Wray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Wray St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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