40 Winter St, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 40 Winter St, Nahant, MA 01908

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,817 sqft · built 1860
Lot Size0.185 acres (8,102 sqft)
Owner2 Owner Names on Record
Last Sale$595,000 (Sep 2002)
Tax Bill$9,516 (2024)
Deeds & MortgagesOct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNNAHA M:0008 B:0000 L:0003

Property Details

APN / Parcel Number

Primary APNNAHA M:0008 B:0000 L:0003

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories3 Stories
Building Area2,817 sqft Living Area
Gross Area4,803 sqft
Basement Area1,189 sqft
Unfinished Basement1,189 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1860
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,102 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 WINTER ST
CityNAHANT
StateMA
Zip01908-1454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT:3 DIST:196 CITY/MUNI/TWP:NAHANT
Legal Lot Number3
JurisdictionNAHANT MA
Township / Civil DivisionNAHANT
Census Block Group3
Census Block3036
Census Tract201100

Owner

Source: Essex County and Nahant Town records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address40 WINTER ST, NAHANT, MA 01908-1454

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2002 · Amount on Record
Deed SaleSep 5, 2002 · Amount on Record
Prior SaleSep 5, 2002 · Amount on Record
Deed Document Number19187-467
Last Transfer DateJun 9, 2014
Transfer Doc33328-25
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAHANT MA
Property Address40 WINTER ST, NAHANT, MA 01908-1454
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39014-28
DateOct 2, 2020
Book Page39014/28
Instrument20201002003510
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionNahant Town
Elementary School DistrictNahant School District (PK - 06)
Secondary School DistrictSwampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2024$9,516.00 (+5.43%)$1,049,200 (+5.66%) Land $471,700 Building $577,500
2023$9,026.00$993,000 Land $443,400 Building $549,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies46 units insured
incl. 3 condo units
Nearby Flood Claims47 (1978–2018)
Claims Outside the SFHA15 of 47
Most Recent ClaimMar 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims
  • Coastal Storm, Oct 1991 · 12 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAHANT WATER DEPT. (MWRA)
serves 3,334 people · EPA ID MA3196000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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