40 Winfield Dr, Ladera Ranch, CA 92694 Property Records

Orange County property record for 40 Winfield Dr, Ladera Ranch, CA 92694 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,223 sqft · built 2001
Lot Size	0.117 acres (5,078 sqft)
Owner	2 Individual Names on File
Last Sale	$1,175,000 (Dec 2020)
Tax Bill	$16,082 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`759-211-37`

Property Details

APN / Parcel Number

Primary APN	`759-211-37`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,078 sqft (0.117 acres)
Garage Area	644 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	40 WINFIELD DR
City	LADERA RANCH
State	CA
Zip	92694-0307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15626 BLK LOT 37
Legal Subdivision	TRACT NO 15626
Legal Tract	15626
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2004
Census Tract	32057

Owner

Source: Orange County records · APN 759-211-37

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 WINFIELD DR, LADERA RANCH, CA 92694-0307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 14, 2018	Grant Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	May 14, 2018 · Amount on Record
Deed Document Number	2020780892
Prior Transfer Date	May 20, 2003
Prior Transfer Doc	0000888192
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 23, 2026
Property Address	40 WINFIELD DR, LADERA RANCH, CA 92694-0307
Document Number	0000115992
Instrument Date	Apr 16, 2026
Instrument	2026115992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40 WINFIELD DR, LADERA RANCH, CA 92694-0307

Mortgage

Document Number	0000115992,
Date	Apr 23, 2026
Instrument	2026115992

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 WINFIELD DR, MISSION VIEJO, CA 92694-0307
Document Number	0000780894
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8004 HAZELNUT DR EASTVALE CA 928803508, EASTVALE, CA 92880-3508

Mortgage

Document Number	0000780894
Date	Dec 31, 2020
Instrument	780894

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519-6613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 31, 2020
Property Address	40 WINFIELD DR, MISSION VIEJO, CA 92694-0307
Document Number	0000780892
Map Reference	MB 784 PG 32-35
Instrument Date	Nov 20, 2020
Instrument	2020000780892
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 WINFIELD DR, LADERA RANCH, CA 92694-0307

Mortgage

Document Number	0000780893
Date	Dec 31, 2020
Instrument	2020000780893

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Mortgage

Document Number	0000780894
Date	Dec 31, 2020
Instrument	2020000780894

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 WINFIELD DR, MISSION VIEJO, CA 92694-0307
Document Number	0000093330
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40 WINFIELD DR LADERA RANCH CA 926940307, LADERA RANCH, CA 92694-0307

Mortgage

Document Number	0000093330
Date	Mar 26, 2019
Instrument	93330

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 14, 2018
Property Address	40 WINFIELD DR, MISSION VIEJO, CA 92694-0307
Document Number	0000174898
Map Reference	MB784 PG32-35
Instrument Date	Apr 09, 2018
Instrument	2018000174898
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 WINFIELD DR, LADERA RANCH, CA 92694-0307

Mortgage

Document Number	0000174899
Date	May 14, 2018
Instrument	2018000174899

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,297,294 (+2%) Land $556,396 Building $740,898
2025	$16,082.00 (+3.87%) Homeowner's exemption	$1,271,857 (+4.04%) Land $545,486 Building $726,371
2023	$15,483.00 (+1.92%) Homeowner's exemption	$1,222,470 Land $524,304 Building $698,166
2022	$15,192.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 805 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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