40 Windy Cv, Oakland, TN 38060 Property Records

Fayette County property record for 40 Windy Cv, Oakland, TN 38060

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,403 sqft · built 2007
Lot Size	0.329 acres (14,318 sqft)
Owner	Company Name on Record
Last Sale	$345,000 (Mar 2026)
Tax Bill	$880 (2024)
Deeds & Mortgages	Mar 2026 Sale Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`087P-G-019.00`

Property Details

APN / Parcel Number

Primary APN	`087P-G-019.00`
Alternative APNs	`08087PG087P01900` `024087P G 01900`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,403 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,713 sqft
Upper Floors Area	690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,318 sqft (0.329 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	513 sqft
Patio Area	255 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 WINDY CV
City	OAKLAND
State	TN
Zip	38060-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND SUBD PB: 8 PG: 163 LOT: 19 SECTION A 14317 SQ FT
Legal Subdivision	SOUTHWIND SUBD
Legal Lot Number	19
Jurisdiction	FAYETTE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	60404

Owner

Source: Fayette County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer MULTIPLE
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 14, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 9, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	20261597
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0000007289
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 18, 2026
Property Address	40 WINDY CV, OAKLAND, TN 38060-5332
Document Number	0000001597
Map Reference	MB 8 PG 163
Instrument Date	Mar 13, 2026
Instrument	26001597
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	40 WINDY CV, OAKLAND, TN 38060-5332
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001217
Date	Feb 27, 2017
Instrument	17001217

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	40 WINDY CV, OAKLAND, TN 38060-5332
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WINDY CV, OAKLAND, TN 38060-5332

Mortgage

Document Number	0000000419
Date	Jan 14, 2021
Instrument	21000419

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 16, 2050

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE TN
Recording Date	Aug 9, 2021
Property Address	40 WINDY CV, OAKLAND, TN 38060-5332
Document Number	0000007289
Map Reference	MB 8 PG 163
Instrument Date	Jun 7, 2021
Instrument	21007289
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 WINDY CV, OAKLAND, TN 38060-5332

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Jun 9, 2022
Property Address	40 WINDY CV, OAKLAND, TN 38060-5332
Document Number	0022065030
Map Reference	MB 8 PG 163
Instrument Date	Jun 7, 2021
Instrument	22065030
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 WINDY CV, OAKLAND, TN 38060-5332

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Municipality	Oakland Town
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,225 (+37.26%) Land $13,750 Building $81,475	$380,900 (+37.26%) Land $55,000 Building $325,900
2024	$880.00
2023		$69,375 Land $8,750 Building $60,625
2021			$277,500 Land $35,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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