Jefferson County property record for 40 Windsor Dr, Charles Town, WV 25414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,812 sqft · built 1988 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2011) |
| Tax Bill | $3,347 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-22-0083.0000 |
| Primary APN | 02-22-0083.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,812 sqft Living Area |
| 1st Floor Area | 4,884 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 91,476 sqft (2.1 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 40 WINDSOR DR |
|---|---|
| City | CHARLES TOWN |
| State | WV |
| Zip | 25414-2561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 #15 GREEN VALLEY |
| Legal Subdivision | GREEN VALLEY SUBDIVISION |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 972506 |
40 Windsor Dr is owned and occupied by two individuals who bought it in August 2011.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WINDSOR DR, CHARLES TOWN, WV 25414-2561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Mar 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on File |
| Deed Sale | Aug 11, 2011 · Amount on File |
| Deed Document Number | 201123756 |
| Deed Book / Page | 1097 / 461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | May 26, 2026 |
| Property Address | 40 WINDSOR DR, CHARLES TOWN, WV 25414-2561 |
| Document Number | 0000007677 |
| Book / Page | 2683 / 508 |
| Instrument Date | May 13, 2026 |
| Instrument | 20267677 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 40 WINDSOR DR, CHARLES TOWN, WV 25414-2561 |
| Document Number | 0000007677, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 2683/508 |
| Instrument | 20267677 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 40 WINDSOR DR, CHARLES TOWN, WV 25414-2561 |
| Document Number | 0000003738 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 WINDSOR DR CHARLES TOWN WV 254142561, CHARLES TOWN, WV 25414-2561 |
| Document Number | 0000003738 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 002179/000168 |
| Instrument | 3738 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
The 2026 property tax bill for 40 Windsor Dr was $3,347 with a homeowner's exemption, down 3.8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,347.00 (-3.82%) | $310,200 (-2.91%) Land $84,800 Building $225,400 | $517,000 (-2.91%) Land $141,333 Building $375,667 |
| 2025 | $3,480.00 Homeowner's exemption | $319,500 Land $77,900 Building $241,600 | $532,500 Land $129,800 Building $402,700 |
| 2023 | $3,321.00 Homeowner's exemption | $304,400 Land $77,900 Building $226,500 | $507,300 Land $129,800 Building $377,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Windsor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Windsor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND ESTATES private · serves 75 people · EPA ID WI6100331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures