Louisa County property record for 40 Winding Ridge Way, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2010 |
| Lot Size | 4.87 acres (212,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Mar 2026) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 76 20 27 |
| Primary APN | 76 20 27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 212,137 sqft (4.87 acres) |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28646 |
|---|---|
| Street Address | 40 WINDING RIDGE WAY |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | WINDING RIDGE SUBD PB 8/2542-2546 LOT 27 DB 1421/60 |
| Legal Subdivision | WINDING RIDGE SUBD |
| Legal Lot Number | 27 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 950101 |
40 Winding Ridge Way is owned by two individuals who bought it in March 2026.
Source: Louisa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1185 MITCHELL POINT RD, MINERAL, VA 23117-4775 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on File |
| Deed Sale | Mar 4, 2026 · Amount on File |
| Prior Sale | May 11, 2012 · Amount on File |
| Deed Document Number | 20262093 |
| Deed Book / Page | 2069 / 653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 40 WINDING RIDGE WAY, BUMPASS, VA 23024-4235 |
| Document Number | 0000006326 |
| Book / Page | 2098 / 264 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20266326 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006326, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2098/264 |
| Instrument | 20266326 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 40 Winding Ridge Way was $2,507, up 9.8% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,400 (+10.68%) Land $60,400 Building $325,000 | $385,400 (+10.68%) Land $60,400 Building $325,000 | |
| 2025 | $2,507.00 (+9.81%) | $348,200 Land $51,900 Building $296,300 | $348,200 Land $51,900 Building $296,300 |
| 2024 | $2,283.00 | ||
| 2023 | $282,200 Land $44,600 Building $237,600 | ||
| 2022 | $991.00 | $282,200 Land $44,600 Building $237,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Winding Ridge Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Winding Ridge Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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