40 Windham Ave SE, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 40 Windham Ave SE, Fort Walton Beach, FL 32548

Property Summary

Property TypeApartments (5+ Units)
Details1 bd · 1 ba · 71,629 sqft · built 1983
Lot Size2.58 acres (112,634 sqft)
Owner2 Company Names on File
Last Sale$13,000 (Nov 1980)
Flood ZoneZone X (minimal risk)
APNC56-000-594-2463-0

Property Details

APN / Parcel Number

Primary APNC56-000-594-2463-0
Alternative APN
  • 13-2S-24-0270-0004-0040

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units95 Units
Stories4 Stories
Building Area71,629 sqft Heated Area
Gross Area31,274 sqft
1st Floor Area16,077 sqft
Interior WallsCustom/Decorative
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Exterior MaterialPrecast Concrete Panel
Construction TypeSteel Frame
Roof TypeSteel Frame/Truss
Roof MaterialBuilt-Up Asphalt
Lot Area112,634 sqft (2.58 acres)
Lot Width750 ft Width

Exterior Amenities

PorchEnclosed Porch
Porch Area1,481 sqft
FenceFence
Canopy18 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address40 WINDHAM AVE SE
CityFORT WALTON BEACH
StateFL
Zip32548-5472
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionBROOKS ADD LOTS 4-11 & LOTS 16-22 BLK 4
Legal Range24
Legal Township02S
Legal Section13
Legal SubdivisionBROOKS ADD
Legal Block4
Legal Lot Number4-11 5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group3
Census Block3012
Census Tract22600

Owner

40 Windham Ave SE, a residential property, is owned by a company that bought it in November 1980 and is owner-occupied.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Company Names on File
Co-ownerCo-owner on File
Mailing Address80 W LUCERNE CIR, ORLANDO, FL 32801-3779
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 1980 · Amount on File
Deed SaleNov 1, 1980 · Amount on File
Deed Document Number0000110324
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityFort Walton Beach City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$4,475,888 Land $721,984 Building $3,753,904$4,475,888 Land $721,984 Building $3,753,904
2023Additional exemption filed$4,072,781 (+2.03%) Land $680,309 Building $3,392,472$4,072,781 (+2.03%) Land $680,309 Building $3,392,472
2022Additional exemption filed$3,991,745 Land $647,645 Building $3,344,100$3,991,745 Land $647,645 Building $3,344,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Windham Ave SE in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies147 units insured
incl. 120 condo units
Nearby Flood Claims26 (1979–2020)
Claims Outside the SFHA13 of 26
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Georges, Sep 1998 · 12 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Windham Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FORT WALTON BEACH
serves 24,113 people · EPA ID FL1460144
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: CenturyLink, T-Mobile, Verizon.

Nearby Properties on Windham Ave SE

Nearby Streets

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