40 Winchell Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 40 Winchell Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,463 sqft · built 1962
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2021)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 85.00-1-45`

Property Details

APN / Parcel Number

Primary APN	`493089 85.00-1-45`
Alternative APNs	`308908500000010450000000` `00000011681`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	1,463 sqft
Basement Area	433 sqft
Finished Basement	433 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000011681
Street Address	40 WINCHELL RD
City	OWEGO
State	NY
Zip	13827-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2004
Census Tract	20300

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WINCHELL RD, OWEGO, NY 13827-4150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Jun 28, 2019	Warranty Deed, Transfer · FHA Mortgage 1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	2021-00004186
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 31, 2021
Property Address	40 WINCHELL RD, OWEGO, NY 13827-4150
Document Number	2021000004186
Instrument Date	Aug 27, 2021
Instrument	20210-00004186
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1302 ITHACA RD, WILLSEYVILLE, NY 13864-1209

Mortgage

Document Number	21000004187
Date	Aug 31, 2021
Instrument	210-00004187

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jun 28, 2019
Property Address	40 WINCHELL RD, OWEGO, NY 13827-4150
Document Number	2019000002507
Instrument Date	Jun 6, 2019
Instrument	20190-00002507
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19000002508
Date	Jun 28, 2019
Instrument	190-00002508

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	19000002507
Date	Jun 28, 2019
Instrument	190-00002507

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Newark Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (+196.7%)	$96,800 (-) Land $6,300 Building $90,500	$185,263 (+3.35%) Land $12,057 Building $173,206
2023		$96,800 Land $6,300 Building $90,500	$179,259 Land $11,667 Building $167,592
2019	$1,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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