40 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 40 Willow Lk, Ward, AR 72176 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Oct 2023)
Tax Bill	$722 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`800-83054-000`

Property Details

APN / Parcel Number

Primary APN	`800-83054-000`
Alternative APN	`39766`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,793 sqft
1st Floor Area	1,352 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	615 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 WILLOW LK
City	WARD
State	AR
Zip	72176-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	WILLOW LAKE
Legal Block	1
Legal Lot Number	54
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1028
Census Tract	20102

Owner

Source: Lonoke County records · APN 800-83054-000

Assessment roll updated October 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 WILLOW LK, WARD, AR 72176-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
May 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Jun 26, 2006 · Amount on Record
Deed Document Number	20238890
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 11, 2023
Property Address	40 WILLOW LK, WARD, AR 72176-9517
Document Number	0000008890
Book / Page	2023 / 8890
Instrument Date	Oct 04, 2023
Instrument	2023-08890
Transaction Type	Transfer
Record Updated	Nov 02, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$633.60
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 432, CABOT, AR 72023-0432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW LK, WARD, AR 72176-9517

Mortgage

Document Number	0202308891
Date	Oct 11, 2023
Instrument	2023-08891

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	40 WILLOW LK, WARD, AR 72176-9517
Transaction Type	Mortgage
Record Updated	Jun 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW LK, WARD, AR 72176-9517

Mortgage

Document Number	0000005890
Date	May 17, 2022
Book Page	2022/5890
Instrument	2022-05890

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	LITTLE ROCK, AR 72222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Apr 26, 2025

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,020 (-) Land $4,000 Building $20,020	$120,100 (-) Land $20,000 Building $100,100
2024	$722.00 (-9.41%)
2023	$797.00 Homeowner's exemption	$24,020 Land $4,000 Building $20,020	$120,100 Land $20,000 Building $100,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 32% of the US · above 27% of Arkansas
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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