40 Willow Dr, Monessen, PA 15062 Property Records

Westmoreland County property record for 40 Willow Dr, Monessen, PA 15062

Property Summary

Property Type	Single Family Home
Lot Size	0.411 acres (17,908 sqft)
Owner	Individual Name on Record
Last Sale	$200,500 (Jan 2024)
Tax Bill	$4,345 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 4 more
APN	`20-02-12-0-187`

Property Details

APN / Parcel Number

Primary APN	`20-02-12-0-187`
Alternative APN	`0200020120187`

Exterior

Lot Area	17,908 sqft (0.411 acres)
Lot Dimensions	136 ft deep x 130 ft wide

Location & Zoning

Street Address	40 WILLOW DR
City	MONESSEN
State	PA
Zip	15062-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS HSE DISABLED VETERAN EXEMPTION 130.81 X 136.9 X IR
Legal Subdivision	THE MERANDO PLAN
Legal Lot Number	H
Jurisdiction	WESTMORELAND PA
Township / Civil Division	MONESSEN
Census Block Group	1
Census Block	1028
Census Tract	805500

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 12, 2024	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 24, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Apr 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK
Sep 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 13, 2017	Deed, Transfer · Conventional Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	202401121202
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW DR, MONESSEN, PA 15062-2450

Mortgage

Document Number	0000027401
Date	Oct 2, 2025
Instrument	202510020027401

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 12, 2024
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Document Number	0000001202
Instrument Date	Jan 12, 2024
Instrument	202401120001202
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 FORUM BLVD STE 18, 18, COLUMBIA, MO 65203-1997

Mortgage

Document Number	0000001213
Date	Jan 12, 2024
Instrument	202401120001213

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW DR, MONESSEN, PA 15062-2450

Mortgage

Document Number	0000012625
Date	May 24, 2023
Instrument	202305240012625

Lender

Name	COMMUNITY BANK
Type	Bank
Address	BELLE VERNON, PA 15012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW DR, MONESSEN, PA 15062-2450

Mortgage

Document Number	0000013615
Date	Apr 13, 2022
Instrument	202204130013615

Lender

Name	COMMUNITY BANK
Type	Bank
Address	BELLE VERNON, PA 15012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2042

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030712
Date	Sep 26, 2018
Instrument	201809260030712

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BELLE VERNON, PA 15012

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2033

Interest

Rate Type	Adjustable Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Mar 13, 2017
Property Address	40 WILLOW DR, MONESSEN, PA 15062-2450
Document Number	0000008076
Map Reference	MB36 PG48
Instrument Date	Mar 7, 2017
Instrument	201703130008076
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WILLOW DR, MONESSEN, PA 15062-2450

Mortgage

Document Number	0000008077
Date	Mar 13, 2017
Instrument	201703130008077

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
Municipality	Monessen City
Unified School District	Monessen City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,430 (-) Land $5,080 Building $22,350
2025	$4,345.00 (+1.28%)		$27,430 (-) Land $5,080 Building $22,350
2024	$4,290.00 (+5.56%)	$27,430 (-) Land $5,080 Building $22,350
2023		$27,430 Land $5,080 Building $22,350
2022	$4,064.00
1972			$27,430 Land $5,080 Building $22,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUTH OF BORO OF CHARLEROI serves 27,000 people · EPA ID PA5630039
Water Source	Surface water
Last State Inspection	May 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 E. coli resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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