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40 Willow Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 40 Willow Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,496 sqft · built 1930
Lot Size0.892 acres (38,860 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Jun 2017)
Tax Bill$4,674 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:52 L:98

Property Details

APN / Parcel Number

Primary APNDRAC M:52 L:98
Alternative APNs
  • M:0052 B:0000 L:0098
  • 527319

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,496 sqft Living Area
Gross Area3,520 sqft
1st Floor Area880 sqft
AtticAttic
Attic Area616 sqft
Basement Area880 sqft
Unfinished Basement880 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area38,860 sqft (0.892 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number527319
Street Address40 WILLOW AVE
CityDRACUT
StateMA
Zip01826-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number98
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group5
Census Block5007
Census Tract314301

Owner

Source: Middlesex County and Dracut Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 WILLOW AVE, DRACUT, MA 01826-5033
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2017Deed of Trust, Mortgage · Commercial Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Jun 29, 2017Quit Claim Deed, Transfer · FHA Mortgage
BOKF NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Prior SaleJan 6, 2017 · Amount on Record
Deed Book / Page31249 / 205
Transfer Doc20679-25
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address40 WILLOW AVE, DRACUT, MA 01826-5033
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number030850-263
DateJan 19, 2017
Book Page30850/263
Instrument2658
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateJun 29, 2017
Property Address40 WILLOW AVE, DRACUT, MA 01826-5033
Document Number31249-205
Book / Page31249 / 205
Instrument27650
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.08
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WILLOW AVE, DRACUT, MA 01826-5033

Mortgage

Document Number312490207
DateJun 29, 2017
Instrument31249/0207
Lender
NameBOKF NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,674.00 (+0.34%)$461,900 (+3.63%) Land $227,600 Building $234,300$499,130 (+9.48%)
2024$4,658.00 (+4.46%)$445,700 (+15.74%) Land $216,900 Building $228,800$455,905
2023$4,459.00$385,100 Land $188,600 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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