40 Wilbur St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 40 Wilbur St, Waltham, MA 02453

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 1,944 sqft · built 1920
Lot Size0.118 acres (5,123 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (May 1991)
Tax Bill$8,652 (2026)
Deeds & MortgagesApr 2022 Refinance
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN124190

Property Details

APN / Parcel Number

Primary APN124190
Alternative APN
  • WALT M:055 B:005 L:0017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,944 sqft Living Area
Gross Area4,016 sqft
Basement Area1,150 sqft
Unfinished Basement1,150 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,123 sqft (0.118 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number124190
Street Address40 WILBUR ST
CityWALTHAM
StateMA
Zip02453-7060
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code1
Legal Block5
Legal Lot Number17
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group4
Census Block4003
Census Tract369100

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address40 WILBUR ST, WALTHAM, MA 02453-7060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Mar 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 1991 · Amount on Record
Deed SaleMay 31, 1991 · Amount on Record
Deed Book / Page21193 / 586
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address40 WILBUR ST, WALTHAM, MA 02453-7060
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079944-307
DateApr 7, 2022
Book Page79944/307
Instrument52490
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address40 WILBUR ST, WALTHAM, MA 02453-7060
Document Number70750-41
Instrument DateMar 12, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number70750-41
DateMar 19, 2018
Book Page070750/000041
Instrument36299
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 18, 2038

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,652.00 (+11.77%)$838,400 (+6.36%) Land $457,300 Building $381,100$788,553
2025$7,741.00 (+5.39%)$788,300 (+3.47%) Land $435,500 Building $352,800
2024$7,345.00 (+0.59%)$761,900 (+7.67%) Land $414,500 Building $347,400
2023$7,302.00$707,600 Land $393,400 Building $314,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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