Loudoun County property record for 40 Whittingham Cir, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,873 sqft · built 1987 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Oct 2018) |
| Tax Bill | $6,333 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-27-0219-000 |
| Primary APN | 017-27-0219-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,873 sqft Living Area |
| 1st Floor Area | 2,398 sqft |
| Basement Area | 475 sqft |
| Finished Basement | 475 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 40 WHITTINGHAM CIR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-6237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.6C LOT 77 200708310064544 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 77 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 611102 |
40 Whittingham Cir is owned and occupied by two individuals who bought it in October 2018.
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WHITTINGHAM CIR, STERLING, VA 20165-6237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION |
| Aug 23, 2019 | Deed of Trust, Mortgage · VA Mortgage MCLEAN MTG |
| Oct 2, 2018 | Warranty Deed, Transfer · VA Mortgage MCLEAN MTG |
| Mar 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on File |
| Deed Sale | Oct 2, 2018 · Amount on File |
| Prior Sale | Aug 31, 2007 · Amount on File |
| Deed Document Number | 201857693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40 WHITTINGHAM CIR, STERLING, VA 20165-6237 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012717 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 202102010012717 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40 WHITTINGHAM CIR, STERLING, VA 20165-6237 |
| Document Number | 20190828050552 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 WHITTINGHAM CIR STERLING VA 201656237, STERLING, VA 20165-6237 |
| Document Number | 20190828050552 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 50552 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 2, 2018 |
| Property Address | 40 WHITTINGHAM CIR, STERLING, VA 20165-6237 |
| Document Number | 20181002057693 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 57693 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 WHITTINGHAM CIR STERLING VA 201656237, STERLING, VA 20165-6237 |
| Document Number | 20181002057694 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 57694 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40 WHITTINGHAM CIR, STERLING, VA 20165-6237 |
| Document Number | 20170406020472 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 40 WHITTINGHAM CIR STERLING VA 201656237, STERLING, VA 20165-6237 |
| Document Number | 20170406020472 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 20472 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 5, 2042 |
The 2026 property tax bill for 40 Whittingham Cir was $6,333.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,333.00 | $786,730 Land $257,900 Building $528,830 | $786,730 Land $257,900 Building $528,830 |
| 2023 | $5,916.00 | $676,200 Land $257,900 Building $418,300 | $676,200 Land $257,900 Building $418,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Whittingham Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Whittingham Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures