St. Johns County property record for 40 Whitland Way, Saint Augustine, FL 32086
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,211 sqft · built 2018 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,990 (Nov 2018) |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 102764-1280 |
| Primary APN | 102764-1280 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,211 sqft Living Area |
| Gross Area | 1,471 sqft |
| 1st Floor Area | 634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 WHITLAND WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5943 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 82/25-27 ASHBY LANDING NORTH PHASE I LOT 128 OR4647/285 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | ASHBY LANDING NORTH PHASE I |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 21301 |
40 Whitland Way, a townhouse, is owned and occupied by an individual who bought it in November 2018.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 840169, SAINT AUGUSTINE, FL 32080-0169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jan 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on File |
| Deed Sale | Nov 29, 2018 · Amount on File |
| Deed Document Number | 201885358 |
| Deed Book / Page | 4647 / 285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5943 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 40 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5943 |
| Document Number | 0054500141 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 5450/141 |
| Instrument | 2021137583 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 WHITLAND WAY, SAINT AUGUSTINE, FL 32086-5943 |
| Document Number | 0048720738 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 40 WHITLAND WAY ST AUGUSTINE FL 320865943, ST AUGUSTINE, FL 32086-5943 |
| Document Number | 0048720738 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 004872/000738 |
| Instrument | 6462 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
The 2025 property tax bill for 40 Whitland Way was $1,960 with a homeowner's exemption, up 15.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,370 (+2.7%) | $190,255 (-16.91%) Land $60,000 Building $130,255 | |
| 2025 | $1,960.00 (+15.09%) Homeowner's exemption | $159,075 | $228,971 Land $60,000 Building $168,971 |
| 2024 | $1,703.00 (+2.28%) | ||
| 2023 | $1,665.00 (+3.87%) Homeowner's exemption | $150,089 (+3%) | $207,291 (+6.43%) Land $50,000 Building $157,291 |
| 2022 | $1,603.00 Homeowner's exemption | $145,717 | $194,762 Land $50,400 Building $144,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Whitland Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Whitland Way is moderate, ranking above 45% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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