40 Whitetail Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 40 Whitetail Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,142 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Dec 2006)
Tax Bill	$6,701 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2017 Mortgage
APN	`152800 7.79-4-8.000`

Property Details

APN / Parcel Number

Primary APN	`152800 7.79-4-8.000`
Alternative APNs	`280000707900040080000000` `615J175040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,142 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	816 sqft
Upper Floors Area	340 sqft
Attic	Attic
Attic Area	326 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J175040
Street Address	40 WHITETAIL LN
City	JAY
State	NY
Zip	12941-2528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	JAY TRACT LOT 74 1.1AC
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1054
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WHITETAIL LN, JAY, NY 12941-2528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 12, 2017	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2006 · Amount on Record
Deed Sale	Dec 14, 2006 · Amount on Record
Deed Book / Page	1519 / 318
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	40 WHITETAIL LN, JAY, NY 12941-2528
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20214896
Date	Sep 22, 2021
Instrument	2021-4896

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	40 WHITETAIL LN, JAY, NY 12941-2528
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-3856
Date	Sep 12, 2017
Book Page	0000002470/0000000067
Instrument	2017-3856

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	232 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,701.00 (+20.41%) Homeowner's exemption Senior Citizen's exemption
2025	$5,565.00 (+284.32%)	$322,300 (+48.87%) Land $184,100 Building $138,200	$322,300 (+48.87%) Land $184,100 Building $138,200
2023		$216,500 (+26.61%) Land $115,000 Building $101,500	$216,500 (+26.61%) Land $115,000 Building $101,500
2022	$1,448.00 (-69.3%) Homeowner's exemption Senior Citizen's exemption	$171,000 Land $57,000 Building $114,000	$171,000 Land $57,000 Building $114,000
2020	$4,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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