40 White Pine Rd, Geneseo, IL 61254 Property Records

Henry County property record for 40 White Pine Rd, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,928 sqft · built 1993
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2025)
Tax Bill	$9,435 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-35-427-006`

Property Details

APN / Parcel Number

Primary APN	`02-35-427-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,928 sqft Total Area
1st Floor Area	1,288 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	175 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	980 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 WHITE PINE RD
City	GENESEO
State	IL
Zip	61254-9561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 HAZELWOOD HEIGHTS ADD PT E SE SEC 35 T18N R2E
Legal Range	02E
Legal Township	18N
Legal Section	35
Legal Subdivision	HAZELWOOD HEIGHTS ADD
Legal Block	427
Legal Lot Number	40
Jurisdiction	HENRY IL
Township / Civil Division	HANNA
Census Block Group	2
Census Block	2003
Census Tract	30203

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WHITE PINE RD, GENESEO, IL 61254-9561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
Nov 3, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Jul 30, 2007
Deed Document Number	20255438
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0000006356
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	40 WHITE PINE RD, GENESEO, IL 61254-9561
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004458
Date	Oct 21, 2024
Instrument	20-2404458

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Nov 3, 2025
Property Address	40 WHITE PINE RD, GENESEO, IL 61254-9561
Document Number	0000005438
Map Reference	DOC 77R5553
Instrument Date	Oct 23, 2025
Instrument	20-2505438
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 WHITE PINE RD, GENESEO, IL 61254-9561
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005439
Date	Nov 3, 2025
Instrument	20-2505439

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	40 WHITE PINE RD, GENESEO, IL 61254-9561
Document Number	0000005375
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 WHITE PINE RD GENESEO IL 612549561, GENESEO, IL 61254-9561

Mortgage

Document Number	0000005375
Date	Sep 28, 2018
Instrument	5375

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 27, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Hanna Township
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,435.00 (+2.97%) Homeowner's exemption Senior Citizen's exemption	$140,805 (+4.7%) Land $25,413 Building $115,392	$422,415 (+4.7%) Land $76,239 Building $346,176
2024	$9,163.00 (+30.38%) Homeowner's exemption Senior Citizen's exemption	$134,484 (+17.72%) Land $24,272 Building $110,212	$403,452 (+17.72%) Land $72,816 Building $330,636
2022		$114,239 Land $20,618 Building $93,621	$342,717 Land $61,854 Building $280,863
2021	$7,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1993–2010)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZELWOOD WEST SUBDIVISION private · serves 70 people · EPA ID IL0735250
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.95 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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