40 White Pine Dr, Asheville, NC 28805 Property Records

Buncombe County property record for 40 White Pine Dr, Asheville, NC 28805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	Owner Name on File
Last Sale	$90,000 (Jan 2002)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9658-05-8903-00000`

Property Details

APN / Parcel Number

Primary APN	`9658-05-8903-00000`
Alternative APN	`965809057838000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	205 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965809057838000
Street Address	40 WHITE PINE DR
City	ASHEVILLE
State	NC
Zip	28805-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 01/30/2002 DEE
Legal Description	DEED DATE: 01/30/2002 DEED: 2704-0436 SUBDIV: KENILWORTH FOREST BLOCK: 1 LOT: 13 SECTION: PLAT: 0024-0009
Legal Subdivision	KENILWORTH FOREST
Legal Block	1
Legal Lot Number	13
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2022
Census Tract	800

Owner

Source: Buncombe County records · APN 9658-05-8903-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	211 EMILY LN, LEICESTER, NC 28748-6482

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2002 · Amount on Record
Deed Sale	Jan 30, 2002 · Amount on Record
Prior Sale	Sep 07, 1999
Deed Document Number	0002704436
Deed Book / Page	2704 / 436
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	40 WHITE PINE DR, ASHEVILLE, NC 28805-1804
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058191137
Date	Oct 08, 2019
Book Page	5819/1137

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+9.69%)	$218,900 (-)
2023	$1,972.00	$218,900	$218,900 (-) Land $63,600 Building $155,300
2021			$218,900 Land $63,600 Building $155,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	29 (1995–2024)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 3 claims Tropical Storm Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ASHEVILLE serves 157,431 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.