Essex County and Middleton Town property record for 40 White Cedar Dr, Middleton, MA 01949
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,893 sqft · built 2012 |
| Lot Size | 28.9 acres (1,263,177 sqft) |
| Owner | Company Name on Record |
| Last Sale | $738,400 (Jun 2019) |
| Tax Bill | $12,858 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer Jun 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200905 |
| Primary APN | 200905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,893 sqft Living Area |
| Gross Area | 4,597 sqft |
| Basement Area | 198 sqft |
| Unfinished Basement | 198 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,263,177 sqft |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 200905 |
|---|---|
| Street Address | 40 WHITE CEDAR DR |
| City | MIDDLETON |
| State | MA |
| Zip | 01949-1918 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1B |
| Legal Lot Number | 6041 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 212101 |
Source: Essex County and Middleton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40 WHITE CEDAR DR, MIDDLETON, MA 01949-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 4, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Jun 3, 2019 | Condominium Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Feb 8, 2013 · Amount on Record |
| Deed Book / Page | 37559 / 576 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 041663-296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jul 17, 2023 |
| Property Address | 40 WHITE CEDAR DR, MIDDLETON, MA 01949-1918 |
| Document Number | 041663-296 |
| Book / Page | 41663 / 296 |
| Instrument Date | May 30, 2023 |
| Instrument | 20230717000130 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 WHITE CEDAR DR # 33, 33, MIDDLETON, MA 01949-1918 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 40 WHITE CEDAR DR, MIDDLETON, MA 01949-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36762-123 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 36762/123 |
| Instrument | 180604002560 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 40 WHITE CEDAR DR, MIDDLETON, MA 01949-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38158-537 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 38158/537 |
| Instrument | 20191230005290 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jun 3, 2019 |
| Property Address | 40 WHITE CEDAR DR, MIDDLETON, MA 01949-1918 |
| Document Number | 37559-576 |
| Book / Page | 037559 / 000576 |
| Instrument Date | May 30, 2019 |
| Instrument | 3004270 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,367.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 WHITE CEDAR DR #33 MIDDLETON MA 019491918, 33, MIDDLETON, MA 01949-1918 |
| Document Number | 37559-579 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 037559/000579 |
| Instrument | 3004280 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 2, 2034 |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,858.00 (+7.58%) | $1,021,300 (+1.6%) Building $1,021,300 | $991,268 (-0.6%) |
| 2025 | $11,952.00 (+0.31%) | $1,005,200 (-0.53%) Building $1,005,200 | $997,215 |
| 2024 | $11,915.00 (+13.26%) | $1,010,600 (+23.64%) Building $1,010,600 | |
| 2023 | $10,520.00 | $817,400 Building $817,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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