40 Whispering Pines Dr, Cranston, RI 02921 Property Records

Cranston City property record for 40 Whispering Pines Dr, Cranston, RI 02921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,186 sqft · built 1992
Lot Size	0.541 acres (23,570 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Sep 2019)
Tax Bill	$7,698 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:23 L:67 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:23 L:67 U`
Alternative APN	`19168725`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	1,322 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,570 sqft (0.541 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19168725
Street Address	40 WHISPERING PINES DR
City	CRANSTON
State	RI
Zip	02921-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A20
Legal Lot Number	67
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4034
Census Tract	14600

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WHISPERING PINES DR, CRANSTON, RI 02921-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME LOAN AND INVESTMENT BANK FSB
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Aug 19, 1998 · Amount on Record
Deed Document Number	201910863
Deed Book / Page	5835 / 265
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Sep 20, 2019
Property Address	40 WHISPERING PINES DR, CRANSTON, RI 02921-3002
Document Number	5835-265
Book / Page	5835 / 265
Instrument Date	Sep 20, 2019
Instrument	20190920010863
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190920010864
Date	Sep 20, 2019
Instrument	190920010864

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	40 WHISPERING PINES DR, CRANSTON, RI 02921-3002
Document Number	5481-25
Book / Page	005481 / 000025
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHISPERING PINES DR CRANSTON RI 029213002, CRANSTON, RI 02921-3002

Mortgage

Document Number	5481-25
Date	Sep 27, 2017
Book Page	005481/000025

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,698.00 (+0.89%)	$554,600 (+37.38%) Land $170,200 Building $384,400	$706,791
2023	$7,630.00 (+2.11%)	$403,700 (-) Land $121,600 Building $282,100
2022	$7,472.00	$403,700 Land $121,600 Building $282,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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