40 Whispering Pines, Chadron, NE 69337 Property Records

Dawes County property record for 40 Whispering Pines, Chadron, NE 69337

Property Summary

Property Type	Single Family Home
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Aug 2026)
Tax Bill	$206 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230001403`

Property Details

APN / Parcel Number

Primary APN	`230001403`

Exterior

Lot Area	37,026 sqft (0.85 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 WHISPERING PNES
City	CHADRON
State	NE
Zip	69337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT:39 AND 40 ADDITION: WHISPERING PINES
Legal Range	48
Legal Township	31
Legal Section	06
Legal Subdivision	ADDITION WHISPERING PINES
Legal Lot Number	39,40
Jurisdiction	DAWES NE
Township / Civil Division	07
Census Block Group	1
Census Block	1212
Census Tract	950600

Owner

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WHISPERING PNES, CHADRON, NE 69337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK
Aug 30, 2021	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Jul 19, 2013	Warranty Deed, Transfer DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABST & TITLE IN
Nov 10, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Document Number	2026691
Prior Transfer Date	May 4, 2022
Prior Transfer Doc	0000000484
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Aug 5, 2026
Property Address	40 WHISPERING PNES, CHADRON, NE 69337
Document Number	0000000691
Instrument Date	Aug 4, 2026
Instrument	2026691
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,089.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHISPERING PNES, CHADRON, NE 69337

Mortgage

Document Number	0000000692,
Date	Aug 5, 2026
Instrument	2026692

Lender

Name	SECURITY FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Aug 30, 2021
Property Address	40 WHISPERING PNES, CHADRON, NE 69337-9362
Document Number	0202101187
Instrument Date	Aug 27, 2021
Instrument	2021-01187
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202101188
Date	Aug 30, 2021
Instrument	2021-01188

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Feb 28, 2022

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAWES NE
Recording Date	Jul 19, 2013
Property Address	40 WHISPERING PNES, CHADRON, NE 69337-9362
Document Number	0201300956
Instrument Date	Jul 19, 2013
Instrument	2013-00956
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABST & TITLE IN

Transaction

Amount	Amount Recorded
Tax	$51.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

November 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAWES NE
Recording Date	Nov 10, 2009
Property Address	40 WHISPERING PNES, CHADRON, NE 69337-9362
Document Number	0200901520
Instrument Date	Nov 10, 2009
Instrument	2009-01520
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Tax Assessment & Valuation

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Dawes County
Unified School District	Chadron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,680 (+11.81%) Land $4,180 Building $18,500	$22,680 (+11.81%) Land $4,180 Building $18,500
2025	$206.00 (-22.85%)	$20,285 (+10.01%) Land $3,740 Building $16,545	$20,285 (+10.01%) Land $3,740 Building $16,545
2023	$267.00	$18,440 Land $3,400 Building $15,040	$18,440 Land $3,400 Building $15,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 60% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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