40 Whippoorwill Rd, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 40 Whippoorwill Rd, Armonk, NY 10504

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,862 sqft · built 1994
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Oct 2011)
Tax Bill	$38,455 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553800 107.02-2-33`

Property Details

APN / Parcel Number

Primary APN	`553800 107.02-2-33`
Alternative APNs	`55380000211 0003E01000` `R1.5A`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,862 sqft Living Area
1st Floor Area	3,862 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1.5A
Street Address	40 WHIPPOORWILL RD
City	ARMONK
State	NY
Zip	10504-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1.5
Legal Subdivision	SUBDIVISION PROPERTY ALICE LADAS
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	3
Census Block	3006
Census Tract	12303

Owner

40 Whippoorwill Rd is owned and occupied by two individuals who bought it in October 2011.

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 WHIPPOORWILL RD, ARMONK, NY 10504-1333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC
May 10, 2022	Deed of Trust, Mortgage · Line of Credit FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2011 · Amount on File
Deed Sale	Oct 6, 2011 · Amount on File
Prior Sale	Aug 13, 1996 · Amount on File
Deed Document Number	2011512693095
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	40 WHIPPOORWILL RD, ARMONK, NY 10504-1333
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHIPPOORWILL RD, ARMONK, NY 10504-1333

Mortgage

Document Number	0611103799
Date	Apr 26, 2021
Instrument	611103799

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.26%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.82%
Index	1-Year LIBOR
Max Rate	7.62%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	40 WHIPPOORWILL RD, ARMONK, NY 10504-1333
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHIPPOORWILL RD, ARMONK, NY 10504-1333

Mortgage

Document Number	0613343135
Date	May 10, 2022
Instrument	613343135

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	1210

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Whippoorwill Rd was $38,455, up 228.5% from the year before.

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$38,455.00 (+228.51%)
2025	$11,706.00	$35,000 (+3.24%) Land $3,000 Building $32,000	$2,160,494 (+14.72%) Land $185,185 Building $1,975,309
2024		$33,900 (-) Land $3,000 Building $30,900	$1,883,334 (-8.33%) Land $166,667 Building $1,716,667
2023		$33,900 Land $3,000 Building $30,900	$2,054,545 Land $181,818 Building $1,872,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Whippoorwill Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1982–2023)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Whippoorwill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CASTLE WATER DISTRICT #5 serves 225 people · EPA ID NY5903492
Water Source	Purchased groundwater from several systems
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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