40 Wheeling Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 40 Wheeling Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,993 sqft · built 2021
Lot Size	0.232 acres (10,115 sqft)
Owner	Individual Name on File
Last Sale	$287,795 (Aug 2021)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7023-00580-0080`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7023-00580-0080`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,993 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,115 sqft (0.232 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	40 WHEELING LN
City	PALM COAST
State	FL
Zip	32164-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 23 BL 58 LT 8 OR 228 PG 923 OR 350 PG 20 OR 553 PG 1539 OR 614 PG 1820 OR 875/527 OR 1838/597 OR 2475/619
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	58
Legal Lot Number	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3018
Census Tract	60211

Owner

40 Wheeling Ln is owned and occupied by an individual who bought it in August 2021.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	40 WHEELING LN, PALM COAST, FL 32164-7270
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VYSTAR CU
Sep 9, 2020	Warranty Deed, Transfer AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Sep 9, 2020 · Amount on File
Deed Document Number	2021042333
Deed Book / Page	2590 / 1494
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 3, 2021
Property Address	40 WHEELING LN, PALM COAST, FL 32164-7270
Document Number	0025901494
Book / Page	2590 / 1494
Map Reference	MB 8 PG 37
Instrument Date	Jul 30, 2021
Instrument	2021042333
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,014.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PARKWAY # PKWY7, PKWY7, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WHEELING LN, PALM COAST, FL 32164-7270

Mortgage

Document Number	0025901495
Date	Aug 3, 2021
Instrument	2590/1495

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 9, 2020
Property Address	40 WHEELING LN, PALM COAST, FL 32164-7270
Document Number	0024750619
Book / Page	002475 / 000619
Instrument Date	Sep 3, 2020
Instrument	35912
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	AVIS TITLE INSURANCE AGENCY INC, AVIS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Wheeling Ln was $4,366 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00 Homeowner's exemption	$283,421 Land $51,500 Building $231,921	$283,421 Land $51,500 Building $231,921
2023	$4,541.00 (+0.46%) Homeowner's exemption	$287,844 (+2.7%)	$289,040 (+3.12%) Land $45,000 Building $244,040
2022	$4,520.00 Homeowner's exemption	$280,289 Land $45,500 Building $234,789	$280,289 Land $45,500 Building $234,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Wheeling Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Wheeling Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wheeling Ln

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