40 Westover Dr, Chagrin Falls, OH 44022 Property Records

Geauga County property record for 40 Westover Dr, Chagrin Falls, OH 44022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,210 sqft · built 1986
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$399,500 (Jul 2003)
Tax Bill	$10,913 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-107673`

Property Details

APN / Parcel Number

Primary APN	`29-107673`
Alternative APN	`002357-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,210 sqft Living Area
1st Floor Area	1,710 sqft
Upper Floors Area	1,500 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002357-3
Street Address	40 WESTOVER DR
City	CHAGRIN FALLS
State	OH
Zip	44022-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN1
Legal Description	S/L 30 KENSINGTON GREEN SUB #2
Legal Subdivision	KENSINGTON GREEN SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	SOUTH RUSSELL
Census Block Group	1
Census Block	1015
Census Tract	311600

Owner

40 Westover Dr is owned and occupied by an individual who bought it in July 2003.

Source: Geauga County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	40 WESTOVER DR, CHAGRIN FALLS, OH 44022-4267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2003 · Amount on File
Deed Sale	Jul 25, 2003 · Amount on File
Prior Sale	Dec 18, 1989 · Amount on File
Deed Document Number	2003668623
Deed Book / Page	1657 / 1132
Prior Transfer Date	Oct 9, 1998
Prior Transfer Doc	0000539960
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	40 WESTOVER DR, CHAGRIN FALLS, OH 44022-4267
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021410156
Date	Dec 1, 2021
Book Page	2141/156
Instrument	202100993066

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 40 Westover Dr was $10,913 with a homeowner's exemption, down 0.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	South Russell Village
Unified School District	Chagrin Falls Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,913.00 (-0.23%)	$198,280 (-) Land $41,020 Building $157,260
2024	$10,938.00 (-7.09%) Homeowner's exemption	$198,280 (-) Land $41,020 Building $157,260
2023	$11,773.00 Homeowner's exemption	$198,280 (+31.08%) Land $41,020 Building $157,260	$566,500 Land $117,200 Building $449,300
2022		$151,270 Land $34,440 Building $116,830
2021	$10,329.00
2020			$432,200 Land $98,400 Building $333,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Westover Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Westover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PAW LAKE private · serves 120 people · EPA ID OH2802211
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20