40 Westminster Dr, Oakland, CA 94618 Property Records

Alameda County property record for 40 Westminster Dr, Oakland, CA 94618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,959 sqft · built 1951
Lot Size	0.191 acres (8,322 sqft)
Owner	2 Company Names on File
Last Sale	$2,550,000 (Jun 2025)
Tax Bill	$37,411 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48A-7117-6`

Property Details

APN / Parcel Number

Primary APN	`48A-7117-6`
Alternative APN	`048A-7117-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,322 sqft (0.191 acres)
View / Lot	Average
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 WESTMINSTER DR
City	OAKLAND
State	CA
Zip	94618-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: AR: 048A PAGE: 7117
Legal Subdivision	CLAREMONT PINES
Legal Block	E
Legal Lot Number	6
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3019
Census Tract	404300

Owner

40 Westminster Dr is owned by a company that bought it in June 2025.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	567 9TH AVE, MENLO PARK, CA 94025-1803
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 29, 2021	Grant Deed, Transfer · Commercial Mortgage ARKVEST LLC
Dec 11, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Sep 29, 2021 · Amount on File
Deed Document Number	202576514
Prior Transfer Date	Mar 13, 2006
Prior Transfer Doc	0000112015
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728

Mortgage

Document Number	0000148821
Date	Dec 21, 2023
Instrument	2023148821

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728

Mortgage

Document Number	0000000396
Date	Jan 3, 2022
Instrument	2022000396

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 29, 2021
Property Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728
Document Number	0000326155
Map Reference	MB 12 PG 77
Instrument Date	Sep 23, 2021
Instrument	2021326155
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728

Mortgage

Document Number	0000326156
Date	Sep 29, 2021
Instrument	2021326156

Lender

Name	ARKVEST LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728

Mortgage

Document Number	0000347979
Date	Dec 11, 2020
Instrument	2020347979

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 5, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTMINSTER DR, OAKLAND, CA 94618-1728

Mortgage

Document Number	0000287386
Date	Oct 28, 2020
Instrument	2020287386

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Westminster Dr was $37,411.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,601,000 (-5.73%) Land $780,300 Building $1,820,700
2025	$37,411.00	$2,759,120 Land $827,736 Building $1,931,384
2023	$38,396.00	$2,652,000 Land $795,600 Building $1,856,400	$2,610,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Westminster Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Westminster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom.

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