40 Westgate, Laguna Niguel, CA 92677 Property Records

Orange County property record for 40 Westgate, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,680 sqft · built 1990
Lot Size	0.12 acres (5,225 sqft)
Owner	Individual Name on File
Last Sale	$2,150,000 (Jan 2025)
Tax Bill	$15,794 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`673-621-21`

Property Details

APN / Parcel Number

Primary APN	`673-621-21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,680 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,225 sqft (0.12 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	40 WESTGATE
City	LAGUNA NIGUEL
State	CA
Zip	92677-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13472 BLK LOT 14
Legal Subdivision	ANDORRA
Legal Tract	13472
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	42337

Owner

40 Westgate is owned and occupied by an individual who bought it in January 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage TIM UFKES ETAL
Jul 28, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 11, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Dec 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 3, 2019	Quit Claim Deed, Transfer TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR
Jul 3, 2019	Grant Deed, Transfer ATHAS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2025 · Amount on File
Deed Sale	Jan 13, 2025 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	202525626
Prior Transfer Date	May 5, 1995
Prior Transfer Doc	0000263321
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200

Mortgage

Document Number	0000293771
Date	Oct 27, 2025
Instrument	2025000293771

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTGATE, LAGUNA BEACH, CA 92677-9200

Mortgage

Document Number	0000510529
Date	Aug 12, 2021
Instrument	2021000510529

Lender

Name	TIM UFKES ETAL
Type	Private Party
Address	2305 NW 100TH ST, SEATTLE, WA 98177

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 28, 2021
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Document Number	0000477470
Map Reference	MB 628 PG 48-50
Instrument Date	Jul 20, 2021
Instrument	2021000477470
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200

Mortgage

Document Number	0000477471
Date	Jul 28, 2021
Instrument	2021000477471

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 11, 2021
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Document Number	0000097323
Map Reference	MB 628 PG 48-50
Instrument Date	Jan 25, 2021
Instrument	2021000097323
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 MARLETTE PL, WHITE PLAINS, NY 10605-3206

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 13, 2019
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Document Number	0000522202
Instrument Date	Nov 14, 2019
Instrument	522202
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 MARLETTE PL WHITE PLAINS NY 106053206, WHITE PLAINS, NY 10605-3206

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2019
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Document Number	0000237960
Instrument Date	Jun 14, 2019
Instrument	237960
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40 WESTGATE LAGUNA NIGUEL CA 926779200, LAGUNA NIGUEL, CA 92677-9200

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2019
Property Address	40 WESTGATE, LAGUNA NIGUEL, CA 92677-9200
Document Number	0000237961
Instrument Date	Jun 3, 2019
Instrument	237961
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,441.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40 WESTGATE LAGUNA NIGUEL CA 926779200, LAGUNA NIGUEL, CA 92677-9200

Mortgage

Document Number	237962
Date	Jul 3, 2019
Instrument	237962

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Westgate was $15,794.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,193,000 (+40.2%) Land $1,829,760 Building $363,240
2025	$15,794.00	$1,564,219 Land $1,260,415 Building $303,804
2023	$15,203.00 (+1.94%)	$1,503,480 Land $1,211,472 Building $292,008
2022	$14,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Westgate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Westgate is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Westgate

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures