40 West St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 40 West St, Stoneham, MA 02180

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,636 sqft · built 1951
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Tax Bill$6,008 (2026)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSTON M:17 B:000 L:404

Property Details

APN / Parcel Number

Primary APNSTON M:17 B:000 L:404
Alternative APN
  • 3148

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,636 sqft Living Area
Gross Area2,356 sqft
Basement Area720 sqft
Unfinished Basement540 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3148
Street Address40 WEST ST
CitySTONEHAM
StateMA
Zip02180-2345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionUNICORN HEIGHTS
Legal Lot Number404
JurisdictionSTONEHAM MA
Township / Civil DivisionSTONEHAM
Census Block Group4
Census Block4007
Census Tract337202

Owner

40 West St is owned and occupied by two individuals.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address40 WEST ST, STONEHAM, MA 02180-2345
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTONEHAM MA
Property Address40 WEST ST, STONEHAM, MA 02180-2345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76396-574
DateDec 11, 2020
Book Page76396/574
Instrument235324
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 40 West St was $6,008, up 0.8% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionStoneham Town
Unified School DistrictStoneham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,008.00 (+0.75%)$597,200 (+2.45%) Land $388,500 Building $208,700$744,325 (-)
2025$5,963.00 (+1.46%)$582,900 (+5.03%) Land $388,500 Building $194,400$744,325 (+33.32%)
2024$5,877.00 (+4.63%)$555,000 (+9.68%) Land $370,000 Building $185,000$558,315
2023$5,617.00$506,000 Land $333,000 Building $173,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONEHAM WATER DEPT (MWRA SUPPLY)
serves 23,244 people · EPA ID MA3284000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Sep 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on West St

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