40 Watson St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 40 Watson St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	2,028 sqft · built 2015
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2019)
Tax Bill	$13,311 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-00122-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`08-00122-0000-00008`
Alternative APN	`08A0022000000018`

Interior

Building Area	2,028 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08A0022000000018
Street Address	40 WATSON ST
City	PATERSON
State	NJ
Zip	07522-1867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	122
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1005
Census Tract	180700

Owner

40 Watson St is owned and occupied by two individuals who acquired it in September 2021.

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 WATSON ST, PATERSON, NJ 07522-1867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 30, 2019	Deed, Transfer SAGE LAND TITLE AGENCY LLC
Feb 8, 2019	Grant Deed, Transfer · Construction Mortgage LOAN FUNDER LLC SERIES 6319
Nov 28, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Document Number	201944389
Deed Book / Page	3663 / 227
Last Transfer Date	Sep 13, 2021
Transfer Doc	0000065344
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Oct 18, 2021
Property Address	40 WATSON ST, PATERSON, NJ 07522-1867
Document Number	0000065344
Book / Page	D4155 / 125
Instrument Date	Sep 13, 2021
Instrument	2021065344
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WATSON ST, PATERSON, NJ 07522-1867

Mortgage

Document Number	0000065350
Date	Oct 18, 2021
Instrument	2021065350

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 30, 2019
Property Address	40 WATSON ST, PATERSON, NJ 07522-1867
Document Number	0000044389
Book / Page	D3663 / 0227
Instrument Date	Aug 22, 2019
Instrument	2019044389
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SAGE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$892.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 19TH AVE, 360, PATERSON, NJ 07504-1432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WATSON ST, PATERSON, NJ 07522-1867

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 8, 2019
Property Address	40 WATSON ST, PATERSON, NJ 07522-1867
Document Number	0000006112
Book / Page	003507 / 000252
Instrument Date	Jan 8, 2019
Instrument	6112
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 19TH AVE PATERSON NJ 075041432, PATERSON, NJ 07504-1432

Mortgage

Document Number	6113
Date	Feb 8, 2019
Book Page	015394/000254
Instrument	6113

Lender

Name	LOAN FUNDER LLC SERIES 6319
Address	645 MADISON AVE # 19, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 7, 2020

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 28, 2018
Property Address	40 WATSON ST, PATERSON, NJ 07522-1867
Document Number	0000053933
Book / Page	003458 / 000074
Instrument Date	Nov 13, 2018
Instrument	53933
Transaction Type	Foreclosure
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2025 property tax bill for 40 Watson St was $13,311, up 4.7% from the year before.

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,900 (+83.53%) Land $74,100 Building $383,800	$457,900 (+83.53%) Land $74,100 Building $383,800
2025	$13,311.00 (+4.71%)	$249,500 Land $16,600 Building $232,900	$249,500 Land $16,600 Building $232,900
2024	$12,712.00
2023		$249,500 (-) Land $16,600 Building $232,900	$249,500 (-) Land $16,600 Building $232,900
2022	$11,581.00	$249,500 Land $16,600 Building $232,900	$249,500 Land $16,600 Building $232,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Watson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	424 (1978–2026)
Claims Outside the SFHA	21 of 424
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 70 claims Severe Storms And Flooding, Mar 2010 · 72 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures