40 Waterscapes Dr, Pike Road, AL 36064 Property Records

Montgomery County property record for 40 Waterscapes Dr, Pike Road, AL 36064

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,190 sqft · built 2013
Lot Size0.643 acres (28,014 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Aug 2024)
Tax Bill$3,190 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-08-34-0-000-001.009

Property Details

APN / Parcel Number

Primary APN08-08-34-0-000-001.009
Alternative APNs
  • 0308083400000001009
  • 300495

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,190 sqft Living Area
1st Floor Area1,452 sqft
2nd Floor Area1,738 sqft
Upper Floors Area1,738 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area28,014 sqft (0.643 acres)
Lot Dimensions210 ft deep x 133 ft wide
Garage Area484 sqft
PorchOpen Porch
Porch Area319 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number300495
Old Parcel Number0308083400000001009
Street Address40 WATERSCAPES DR
CityPIKE ROAD
StateAL
Zip36064-3703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0808340000001009
Legal SubdivisionWATERSCAPES 1
Legal BlockA
Legal Lot Number5
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group1
Census Block1015
Census Tract5502

Owner

Source: Montgomery County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 12, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 25, 2022Warranty Deed, Transfer · Line of Credit
FIGURE LENDING LLC
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2024 · Amount on Record
Deed SaleAug 22, 2024 · Amount on Record
Prior SaleOct 25, 2022
Deed Document Number0006177637
Deed Book / Page6177 / 637
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703

Mortgage

Document Number0063700906
DateOct 15, 2025
Book Page6370/906
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address75919
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060750251
DateJan 12, 2024
Book Page6075/251
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 2, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateOct 25, 2022
Property Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703
Document Number0058950012
Book / Page5895 / 12
Map ReferenceMB 17 PG 78
Instrument DateOct 25, 2022
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6025 VINEYARD LN, MONTGOMERY, AL 36117-5003

Transferred To (Grantee/Buyer)

NameVerified Name
Address6649 RIDGEVIEW CIR, MONTGOMERY, AL 36117-7669

Mortgage

Document Number0058950038
DateOct 25, 2022
Instrument5895-0038
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address40 WATERSCAPES DR, PIKE ROAD, AL 36064-3703
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054350510
DateAug 25, 2020
Book Page5435/510
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityPike Road City
Unified School DistrictPike Road City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,190.00 (+2.74%) Homeowner's exemption$46,840 (+2.74%) Land $5,000 Building $41,840$468,400 (+2.74%) Land $50,000 Building $418,400
2023$3,105.00 Homeowner's exemption$45,590 Land $5,000 Building $40,590$455,900 Land $50,000 Building $405,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
10,000 / 10,000
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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