40 Water St, Meredith, NH 03253 Property Records

Belknap County and Meredith Town property record for 40 Water St, Meredith, NH 03253

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 954 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (May 2021)
Tax Bill	$6,022 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
APN	`40920`

Property Details

APN / Parcel Number

Primary APN	`40920`
Alternative APN	`MERE M:00U05 B:00034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	954 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40920
Street Address	40 WATER ST
City	MEREDITH
State	NH
Zip	03253-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Block	34
Jurisdiction	MEREDITH TOWN NH
Township / Civil Division	MEREDITH
Census Block Group	3
Census Block	3010
Census Tract	965200

Owner

40 Water St is owned by two individuals who bought it in May 2021.

Source: Belknap County and Meredith Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 APRIL POINT DR S, MONTGOMERY, TX 77356-5834
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Nov 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Deed Document Number	20212106782
Deed Book / Page	3413 / 771
Prior Transfer Date	Jan 28, 2021
Prior Transfer Doc	0000000782
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEREDITH TOWN NH
Property Address	40 WATER ST, MEREDITH, NH 03253-5915
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003544-89
Date	Dec 1, 2022
Book Page	3544/89
Instrument	2213434

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEREDITH TOWN NH
Recording Date	May 11, 2021
Property Address	40 WATER ST, MEREDITH, NH 03253-5915
Document Number	3413-771
Book / Page	3413 / 771
Instrument Date	Jan 28, 2021
Instrument	2106782
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 APRIL POINT DR, MONTGOMERY, TX 77356
Investor	Possibly a Property Investor

Mortgage

Document Number	003413-773
Date	May 11, 2021
Book Page	3413/773
Instrument	2106783

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEREDITH TOWN NH
Recording Date	Nov 26, 2018
Property Address	40 WATER ST, MEREDITH, NH 03253-5915
Document Number	0032090729
Book / Page	003209 / 000729
Instrument Date	Oct 26, 2018
Instrument	12611
Transaction Type	Transfer
Record Updated	Dec 5, 2018

Transaction

Amount	Amount on Record
Tax	$40.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BAYBERRY RD SHARON MA 02067, SHARON, MA 02067

Tax Assessment & Valuation

The 2025 property tax bill for 40 Water St was $6,022, up 3.5% from the year before.

Source: Belknap County and Meredith Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Belknap County
County Subdivision	Meredith Town
Unified School District	Inter-Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,022.00 (+3.52%)	$567,000 (-) Land $409,700 Building $157,300
2024	$5,817.00 (+4.01%)	$567,000 (+0.27%) Land $409,700 Building $157,300
2023	$5,593.00 (+6.98%)	$565,500 (+51.12%) Land $409,700 Building $155,800
2022	$5,228.00	$374,200 Land $247,200 Building $127,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 40 Water St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEREDITH WATER DEPT serves 3,750 people · EPA ID NH1521010
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Fidium Fiber DSL	100 / 40
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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