Person County property record for 40 Water Front Ln, Timberlake, NC 27583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,970 sqft · built 2018 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $297,000 (Jun 2019) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit May 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A42 171 |
| Primary APN | A42 171 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,970 sqft Heated Area |
| Gross Area | 3,837 sqft |
| Attic | Attic |
| Attic Area | 170 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 493 sqft |
| Porch | Patio |
| Porch Area | 320 sqft |
| Deck Area | 100 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Account Number | 68962 301 |
|---|---|
| Street Address | 40 WATER FRONT LN |
| City | TIMBERLAKE |
| State | NC |
| Zip | 27583-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERS EDGE/LT21/HOUSE |
| Legal Subdivision | WATERS EDGE |
| Legal Lot Number | 21 |
| Jurisdiction | PERSON NC |
| Township / Civil Division | FLAT RIVER |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 920602 |
40 Water Front Ln is owned and occupied by two individuals who bought it in June 2019.
Source: Person County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WATER FRONT LN, TIMBERLAKE, NC 27583-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| May 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU |
| May 12, 2020 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Jun 18, 2019 | Warranty Deed, Subdivision Related Transfer STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on File |
| Deed Sale | Jun 18, 2019 · Amount on File |
| Deed Document Number | 2019381848 |
| Deed Book / Page | 1010 / 639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 40 WATER FRONT LN, TIMBERLAKE, NC 27583-9456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009770217 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 977/217 |
| Instrument | 375428 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | APEX, NC 27502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 40 WATER FRONT LN, TIMBERLAKE, NC 27583-9456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011210410 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 1121/410 |
| Instrument | 400910 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 10, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 40 WATER FRONT LN, TIMBERLAKE, NC 27583-9456 |
| Document Number | 0000386885 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 WATER FRONT LN TIMBERLAKE NC 275839456, TIMBERLAKE, NC 27583-9456 |
| Document Number | 0000386885 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 001038/000299 |
| Instrument | 386885 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERSON NC |
| Recording Date | Jun 18, 2019 |
| Property Address | 40 WATER FRONT LN, TIMBERLAKE, NC 27583-9456 |
| Document Number | 0000013564 |
| Book / Page | 001010 / 000639 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 13564 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 WATER FRONT LN TIMBERLAKE NC 27583, TIMBERLAKE, NC 27583 |
| Document Number | 10100641 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 001010/000641 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 17, 2039 |
The 2025 property tax bill for 40 Water Front Ln was $3,160.
Source: Person County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Unified School District | Person County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,339 (-) | $469,339 (-) Land $50,827 Building $418,512 | |
| 2025 | $3,160.00 | $469,339 | $469,339 Land $50,827 Building $418,512 |
| 2023 | $2,540.00 (+0.32%) | $326,816 | $326,816 Land $36,721 Building $290,095 |
| 2022 | $2,532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Water Front Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40 Water Front Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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