40 Washington St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 40 Washington St, Keene, NH 03431

Property Summary

Property Type	Commercial
Details	6,654 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$267,800 (Jan 2021)
Tax Bill	$13,934 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:568 L:68`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:568 L:68`
Alternative APN	`568068000000000`

Interior

Units	5 Units
Stories	2 Stories
Building Area	6,654 sqft Total Area
Gross Area	9,981 sqft
Basement Area	3,327 sqft
Unfinished Basement	3,327 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	568068000000000
Street Address	40 WASHINGTON ST
City	KEENE
State	NH
Zip	03431-3123
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	DT-C
Legal Lot Number	68
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1014
Census Tract	971300

Owner

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 WASHINGTON ST, KEENE, NH 03431-3123
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	2021799
Deed Book / Page	3147 / 496
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jan 21, 2021
Property Address	40 WASHINGTON ST, KEENE, NH 03431-3123
Document Number	3147-496
Book / Page	3147 / 496
Instrument Date	Jan 21, 2021
Instrument	2100799
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 PARK ST, WEST ROXBURY, MA 02132-2152

Mortgage

Document Number	2100800
Date	Jan 21, 2021
Instrument	2100800

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,934.00 (+3.93%)	$405,400 (-) Land $49,600 Building $355,800
2024	$13,407.00 (+3.71%)	$405,400 (-) Land $49,600 Building $355,800
2023	$12,928.00 (+2.77%)	$405,400 (-) Land $49,600 Building $355,800
2022	$12,580.00	$405,400 Land $49,600 Building $355,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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