Bergen County and Rutherford Borough property record for 40 Washington Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,242 sqft · built 1961 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $895,000 (Aug 2025) |
| Tax Bill | $14,032 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00072-0000-00009-04 |
| Primary APN | 56-00072-0000-00009-04 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,242 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Old Parcel Number | 5600072000000009D |
|---|---|
| Street Address | 40 WASHINGTON AVE |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55X100 |
| Legal Subdivision | BOROUGH/RUTHERFORD |
| Legal Block | 72 |
| Legal Lot Number | 9.04 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 51300 |
40 Washington Ave is owned and occupied by two individuals who bought it in August 2025.
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 WASHINGTON AVE, RUTHERFORD, NJ 07070-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Aug 27, 2025 | Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on File |
| Deed Sale | Aug 27, 2025 · Amount on File |
| Prior Sale | May 21, 2024 · Amount on File |
| Deed Document Number | 202559028 |
| Deed Book / Page | 5586 / 635 |
| Prior Transfer Date | Aug 23, 2023 |
| Prior Transfer Doc | 0052431926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 WASHINGTON AVE, RUTHERFORD, NJ 07070-1238 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056840921 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 5684/921 |
| Instrument | 2025089152 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 27, 2025 |
| Property Address | 40 WASHINGTON AVE, RUTHERFORD, NJ 07070-1238 |
| Document Number | 0055860635 |
| Book / Page | 5586 / 635 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025059028 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | IMPERIUM TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,013.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 ELM AVE, TEANECK, NJ 07666-2321 |
| Name | Verified Name |
|---|---|
| Address | 40 WASHINGTON AVE, RUTHERFORD, NJ 07070-1238 |
| Document Number | 2025059029 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025059029 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 40 Washington Ave was $14,032, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,500 (-) Land $209,300 Building $229,200 | $438,500 (-) Land $209,300 Building $229,200 | |
| 2025 | $14,032.00 (+2.53%) | $438,500 Land $209,300 Building $229,200 | $438,500 Land $209,300 Building $229,200 |
| 2024 | $13,686.00 | ||
| 2023 | $438,500 Land $209,300 Building $229,200 | $438,500 Land $209,300 Building $229,200 | |
| 2022 | $12,769.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Washington Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Washington Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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