40 Warwick St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 40 Warwick St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 903 sqft · built 1931
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$193,500 (Jan 2023)
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BANG M:037 L:055`

Property Details

APN / Parcel Number

Primary APN	`BANG M:037 L:055`
Alternative APN	`6343`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	903 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	6343
Street Address	40 WARWICK ST
City	BANGOR
State	ME
Zip	04401-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	55
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1007
Census Tract	400

Owner

Source: Penobscot County and Bangor City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1822, BANGOR, ME 04402-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADIA FEDERAL CREDIT UNION
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Deed Document Number	20231645
Deed Book / Page	16741 / 299
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0167410299
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Jan 25, 2023
Property Address	40 WARWICK ST, BANGOR, ME 04401-3439
Document Number	0167410299
Book / Page	16741 / 299
Instrument Date	Jan 20, 2023
Instrument	1645
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WARWICK ST, BANGOR, ME 04401-3439

Mortgage

Document Number	0000001646
Date	Jan 25, 2023
Instrument	1646

Lender

Name	ACADIA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Apr 1, 2028
Max Rate At Change	0.25%
Index	Other

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	40 WARWICK ST, BANGOR, ME 04401-3439
Document Number	0154370171
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WARWICK ST BANGOR ME 044013439, BANGOR, ME 04401-3439

Mortgage

Document Number	0154370171
Date	Feb 11, 2020
Book Page	015437/000171
Instrument	3946

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,361.00 (-2.4%)	$133,400 (+2.3%) Land $13,200 Building $120,200
2024	$2,419.00 (+11.47%)	$130,400 (+15.09%) Land $13,200 Building $117,200	$203,870
2023	$2,170.00 (+14.39%)	$113,300 (+21.83%) Land $12,600 Building $100,700
2022	$1,897.00	$93,000 Land $11,900 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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