Berks County property record for 40 Walnut St, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1930 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Jun 2025) |
| Tax Bill | $1,248 (2026) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5326-11-56-5603 |
| Primary APN | 5326-11-56-5603 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Stucco |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81036800 |
|---|---|
| Street Address | 40 WALNUT ST |
| City | READING |
| State | PA |
| Zip | 19606-2861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 56 |
| Legal Lot Number | 74-75 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ST. LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12101 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2025 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jun 14, 2022 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 202519255 |
| Prior Transfer Date | Jun 2, 1999 |
| Prior Transfer Doc | 3083001910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 30, 2025 |
| Property Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Document Number | 0000019255 |
| Map Reference | VOL I PG 6 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025019255 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | CHESCO SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Document Number | 0000019256 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025019256 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 14, 2022 |
| Property Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Document Number | 0000024249 |
| Map Reference | VOL 1 PG 6 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022024249 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | POWER SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Document Number | 0000024250 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022024250 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 40 WALNUT ST, READING, PA 19606-2861 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000024548 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 2018024548 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2033 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | St. Lawrence Borough |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,248.00 (+7.31%) | $70,400 (-) Land $24,500 Building $45,900 | $24,500 (-65.2%) Land $24,500 |
| 2024 | $1,163.00 | $70,400 Land $24,500 Building $45,900 | |
| 1994 | $70,400 Land $24,500 Building $45,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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