40 Walnut Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 40 Walnut Rd, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,632 sqft · built 1960
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Apr 2014)
Tax Bill$8,495 (2026)
Deeds & MortgagesFeb 2022 Refinance
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11314

Property Details

APN / Parcel Number

Primary APN11314
Alternative APN
  • CHEL M:0048 B:0249 L:3

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
Gross Area3,136 sqft
1st Floor Area816 sqft
Basement Area504 sqft
Unfinished Basement504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11314
Street Address40 WALNUT RD
CityCHELMSFORD
StateMA
Zip01824-1153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block249
Legal Lot Number3
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group2
Census Block2011
Census Tract317202

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 WALNUT RD, CHELMSFORD, MA 01824-1153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU
Feb 12, 2020Deed of Trust, Mortgage · Balloon Mortgage
HANSCOM FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2014 · Amount on Record
Deed SaleApr 25, 2014 · Amount on Record
Prior SaleSep 30, 1997 · Amount on Record
Deed Book / Page28129 / 204
Transfer Doc28129-204
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address40 WALNUT RD, CHELMSFORD, MA 01824-1153
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036820-173
DateFeb 16, 2022
Book Page36820/173
Instrument7360
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2042

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address40 WALNUT RD, CHELMSFORD, MA 01824-1153
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33830-257
DateFeb 12, 2020
Book Page33830/257
Instrument6567
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,495.00 (+6.8%)$640,200 (+11.88%) Land $335,600 Building $304,600$666,140 (-)
2025$7,954.00 (+4.44%)$572,200 (+2.32%) Land $305,600 Building $266,600$666,140
2024$7,616.00 (+0.26%)$559,200 (+5.79%) Land $305,600 Building $253,600
2023$7,596.00$528,600 Land $328,700 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2010)
Claims Outside the SFHA2 of 3
Most Recent ClaimJan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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