40 Walcott St, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 40 Walcott St, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,350 sqft · built 1960
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2018)
Tax Bill	$12,760 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1 000092`

Property Details

APN / Parcel Number

Primary APN	`R-1 000092`
Alternative APNs	`STOW M:000R-1 P:092` `M:000R=1 P:092`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	3,698 sqft
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,998 sqft (0.505 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-1 000092
Street Address	40 WALCOTT ST
City	STOW
State	MA
Zip	01775-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2048
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 WALCOTT ST, STOW, MA 01775-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Sep 28, 2018	Quit Claim Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	2018149848
Deed Book / Page	71678 / 166
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Recording Date	May 28, 2026
Property Address	40 WALCOTT ST, STOW, MA 01775-1432
Document Number	085658-406
Book / Page	85658 / 406
Instrument Date	May 20, 2026
Instrument	202662193
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WALCOTT ST, STOW, MA 01775-1432

Mortgage

Document Number	0000062193,
Date	May 28, 2026
Book Page	85658/406
Instrument	202662193

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	40 WALCOTT ST, STOW, MA 01775-1432
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74383-441
Date	Mar 31, 2020
Book Page	74383/441
Instrument	47599

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Sep 28, 2018
Property Address	40 WALCOTT ST, STOW, MA 01775-1432
Document Number	71678-166
Book / Page	71678 / 166
Instrument	149848
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	716780170
Date	Sep 28, 2018
Instrument	71678/0170

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,760.00 (+6.48%)	$732,500 (+3.72%) Land $313,100 Building $419,400	$670,605
2024	$11,984.00 (+8.72%)	$706,200 (+16.15%) Land $286,800 Building $419,400
2023	$11,023.00	$608,000 Land $260,800 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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